12 Willow St, Rochester, NY 14606 Property Records

Monroe County and Rochester City property record for 12 Willow St, Rochester, NY 14606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,230 sqft · built 1922
Lot Size	0.156 acres (6,832 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Jul 2025)
Tax Bill	$639 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`020245-00.0`

Property Details

APN / Parcel Number

Primary APN	`020245-00.0`
Alternative APNs	`140010549000030040000000` `261400 105.49-3-4`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,230 sqft Living Area
1st Floor Area	655 sqft
2nd Floor Area	575 sqft
Game Room	Game Room

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,832 sqft (0.156 acres)
Lot Dimensions	151 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	247 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	020245-00.0
Street Address	12 WILLOW ST
City	ROCHESTER
State	NY
Zip	14606-2423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Block	3
Legal Lot Number	4.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2004
Census Tract	2400

Owner

Source: Monroe County and Rochester City records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	207 BIDWELL TER, ROCHESTER, NY 14613-1340
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage EQUITY TRUST COMAPNY
Jan 11, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2025 · Amount on Record
Deed Sale	Jul 1, 2025 · Amount on Record
Deed Document Number	20253307863
Deed Book / Page	13105 / 424
Prior Transfer Date	Dec 24, 2018
Prior Transfer Doc	0000000728
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	12 WILLOW ST, ROCHESTER, NY 14606-2423
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202603375718
Date	Jan 21, 2026
Book Page	31238/699
Instrument	202603375718

Lender

Name	EQUITY TRUST COMAPNY
Type	Non-Lending Institution
Address	BEDFORD, OH 44146

Agreement

Amount	Amount Recorded
Term	23 Months
Due	Dec 16, 2027

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	Jan 11, 2019
Property Address	12 WILLOW ST, ROCHESTER, NY 14606-2423
Document Number	0000000728
Book / Page	012135 / 000008
Instrument Date	Dec 24, 2018
Instrument	728
Transaction Type	Transfer
Record Updated	Jan 29, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2871 QUAKER RD PALMYRA NY 145229505, PALMYRA, NY 14522-9505

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$639.00 (-5.33%)
2025	$675.00	$71,800 (+84.1%) Land $8,300 Building $63,500	$71,800 (+52.8%) Land $8,300 Building $63,500
2023		$39,000 Land $4,400 Building $34,600	$46,988 Land $5,301 Building $41,687

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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