12 Waterview Dr, Amherst, NH 03031 Property Records

Hillsborough County and Amherst Town property record for 12 Waterview Dr, Amherst, NH 03031

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,452 sqft · built 1977
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,127 (2025)
Deeds & Mortgages	May 2025 Mortgage Oct 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`AMHS M:002 B:164 L:014`

Property Details

APN / Parcel Number

Primary APN	`AMHS M:002 B:164 L:014`
Alternative APN	`1741`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,452 sqft Living Area
Gross Area	4,350 sqft
1st Floor Area	1,556 sqft
Basement Area	896 sqft
Unfinished Basement	411 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,738 sqft (1.05 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1741
Street Address	12 WATERVIEW DR
City	AMHERST
State	NH
Zip	03031-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	164
Legal Lot Number	14
Jurisdiction	AMHERST TOWN NH
Township / Civil Division	AMHERST
Census Block Group	4
Census Block	4005
Census Tract	15200

Owner

12 Waterview Dr is owned and occupied by two individuals.

Source: Hillsborough County and Amherst Town records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 WATERVIEW DR, AMHERST, NH 03031-2108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage DIGITAL FCU
Oct 10, 2025	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST TOWN NH
Property Address	12 WATERVIEW DR, AMHERST, NH 03031-2108
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09858-2762
Date	May 29, 2025
Book Page	9858/2762
Instrument	2517533

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST TOWN NH
Property Address	12 WATERVIEW DR, AMHERST, NH 03031-2108
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09896-1010
Date	Oct 10, 2025
Book Page	9896/1010
Instrument	250037660

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Nov 1, 2065

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12 Waterview Dr was $10,127, up 4.6% from the year before.

Source: Hillsborough County and Amherst Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
County Subdivision	Amherst Town
Elementary School District	Amherst School District (KG - 08)
Secondary School District	Souhegan Cooperative School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,127.00 (+4.59%)	$422,300 (-) Land $138,100 Building $284,200
2024	$9,683.00 (+4.79%)	$422,300 (-) Land $138,100 Building $284,200	$490,770
2023	$9,240.00 (+3.36%)	$422,300 (-0.19%) Land $138,100 Building $284,200
2022	$8,940.00	$423,100 Land $138,100 Building $285,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Waterview Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2006–2010)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Waterview Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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