Hamilton County property record for 12 Ward Ln, Cincinnati, OH 45246
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,758 sqft · built 2000 |
| Lot Size | 0.244 acres (10,629 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $495,000 (Sep 2018) |
| Tax Bill | $15,692 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 596-0001-0054-00 |
| Primary APN | 596-0001-0054-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,758 sqft Living Area |
| 1st Floor Area | 2,758 sqft |
| Basement Area | 2,758 sqft |
| Finished Basement | 1,750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 10,629 sqft (0.244 acres) |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 346 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 12 WARD LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45246-3848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARRUTHERS POND DR .244 AC LOT 9 CARRUTHERS POND SUB PH 1 |
| Legal Subdivision | CARRUTHERS POND SUB |
| Legal Phase | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GLENDALE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 22400 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 12 WARD LN, CINCINNATI, OH 45246-3848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Mar 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Jan 4, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 12, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2018 · Amount on Record |
| Deed Sale | Sep 12, 2018 · Amount on Record |
| Prior Sale | Sep 12, 2018 · Amount on Record |
| Deed Document Number | 0000081054 |
| Deed Book / Page | 13751 / 01651 |
| Last Transfer Date | Jan 4, 2019 |
| Transfer Doc | 0000001255 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12 WARD LN, CINCINNATI, OH 45246-3848 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000039319 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 14384/3720 |
| Instrument | 2021-0039319 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12 WARD LN, CINCINNATI, OH 45246-3848 |
| Document Number | 0000031378 |
| Instrument Date | Mar 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 12 WARD LN CINCINNATI OH 452463848, CINCINNATI, OH 45246-3848 |
| Document Number | 0000031378 |
|---|---|
| Date | Apr 2, 2020 |
| Book Page | 014138/002311 |
| Instrument | 31378 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 4, 2019 |
| Property Address | 12 WARD LN, CINCINNATI, OH 45246-3848 |
| Document Number | 0000001255 |
| Book / Page | 013827 / 001510 |
| Instrument Date | Dec 26, 2018 |
| Instrument | 1255 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 12 WARD LN CINCINNATI OH 452463848, CINCINNATI, OH 45246-3848 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 12, 2018 |
| Property Address | 12 WARD LN, CINCINNATI, OH 45246-3848 |
| Document Number | 0000081054 |
| Book / Page | 13751 / 01651 |
| Map Reference | MB 346 PG 23&24 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 2018-0081054 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,485.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 12 WARD LN, CINCINNATI, OH 45246-3848 |
| Document Number | 0000081055 |
|---|---|
| Date | Sep 12, 2018 |
| Instrument | 2018-0081055 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Glendale Village |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,692.00 (+17.03%) | $222,261 (-) Land $23,100 Building $199,161 | |
| 2024 | $13,409.00 (+1.4%) | $222,261 (-) Land $23,100 Building $199,161 | |
| 2023 | $13,224.00 (+4.77%) | $222,261 (+28.29%) Land $23,100 Building $199,161 | $635,030 (+28.29%) Land $66,000 Building $569,030 |
| 2022 | $12,622.00 | $173,250 Land $23,310 Building $149,940 | |
| 2020 | $495,000 Land $66,600 Building $428,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1982–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Nov 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLENDALE VILLAGE PWS serves 2,500 people · EPA ID OH3100712 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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