12 W High St, Hancock, MD 21750 Property Records

Washington County property record for 12 W High St, Hancock, MD 21750

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,250 sqft · built 1900
Lot Size	0.537 acres (23,405 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Oct 2021)
Tax Bill	$2,115 (2026)
Deeds & Mortgages	Oct 2021 Sale Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-007259`

Property Details

APN / Parcel Number

Primary APN	`05-007259`
Alternative APN	`007259`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,250 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Roof Material	Metal
Lot Area	23,405 sqft (0.537 acres)
Lot Dimensions	315 ft deep x 74 ft wide

Exterior Amenities

Porch	Slab
Porch Area	332 sqft
Deck Area	430 sqft
Shed	1 Shed
Shed Area	900 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	007259
Street Address	12 W HIGH ST
City	HANCOCK
State	MD
Zip	21750-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U
Legal Description	LOT 74.3X315 12 W HIGH ST
Legal Subdivision	HOLIDAY ACRES
Legal Lot Number	12
Jurisdiction	WASHINGTON MD
Township / Civil Division	5, HANCOCK
Census Block Group	3
Census Block	3024
Census Tract	10700

Owner

12 W High St is owned and occupied by an individual who bought it in October 2021.

Source: Washington County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12 W HIGH ST, HANCOCK, MD 21750-1224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed, Transfer STAR SETTLEMENT LLC, SMART SETTLEMENT LLC
Mar 7, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMUNITY BANK OF MERCERSBURG
Oct 2, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE
Oct 2, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2021 · Amount on File
Deed Sale	Oct 25, 2021 · Amount on File
Prior Sale	Oct 2, 2017 · Amount on File
Deed Book / Page	6805 / 317
Prior Transfer Date	Sep 3, 2010
Prior Transfer Doc	0039370081
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Oct 25, 2021
Property Address	12 W HIGH ST, HANCOCK, MD 21750-1224
Document Number	0068050317
Book / Page	6805 / 317
Instrument Date	Oct 22, 2021
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	STAR SETTLEMENT LLC, SMART SETTLEMENT LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	12 W HIGH ST, HANCOCK, MD 21750-1224
Investor	Possibly a Property Investor

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	12 W HIGH ST, HANCOCK, MD 21750-1224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057020284
Date	Mar 7, 2018
Book Page	5702/0284

Lender

Name	FIRST COMMUNITY BANK OF MERCERSBURG
Type	Bank
Address	MERCERSBURG, PA 17236

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 6, 2038

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Oct 2, 2017
Property Address	12 W HIGH ST, HANCOCK, MD 21750-1224
Document Number	0056010467
Book / Page	005601 / 000467
Instrument Date	Aug 25, 2017
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$45.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 W HIGH ST HANCOCK MD 217501224, HANCOCK, MD 21750-1224

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON MD
Recording Date	Oct 2, 2017
Property Address	12 W HIGH ST, HANCOCK, MD 21750-1224
Document Number	0056010462
Book / Page	005601 / 000462
Instrument Date	Aug 22, 2017
Transaction Type	Transfer
Record Updated	Nov 29, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 W HIGH ST HANCOCK MD 217501224, HANCOCK, MD 21750-1224
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 12 W High St was $2,115, up 19% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hancock Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,115.00 (+19.02%)	$232,200 (+19.06%) Land $31,500 Building $200,700	$232,200 (-) Land $31,500 Building $200,700
2025	$1,777.00 (+23.57%)	$195,033	$232,200 Land $31,500 Building $200,700
2024	$1,438.00 (+30.25%)
2023	$1,104.00	$120,700 Land $31,500 Building $89,200	$120,700 Land $31,500 Building $89,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 W High St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 W High St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HANCOCK serves 1,921 people · EPA ID MD0210012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Upward Broadband.

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