10 W High St, Hancock, MD 21750 Property Records

Washington County property record for 10 W High St, Hancock, MD 21750

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,740 sqft · built 1947
Lot Size	0.335 acres (14,597 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,450 (2026)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-016088`

Property Details

APN / Parcel Number

Primary APN	`05-016088`
Alternative APN	`016088`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,740 sqft Total Area
Basement Area	580 sqft
Finished Basement	580 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,597 sqft (0.335 acres)
Lot Dimensions	160 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	194 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	016088
Street Address	10 W HIGH ST
City	HANCOCK
State	MD
Zip	21750-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U
Legal Description	LOT 90.7 X 160 10 W HIGH STREET
Legal Lot Number	10
Jurisdiction	WASHINGTON MD
Township / Civil Division	5, HANCOCK
Census Block Group	3
Census Block	3024
Census Tract	10700

Owner

10 W High St is owned and occupied by two individuals who acquired it in May 2023.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 W HIGH ST, HANCOCK, MD 21750-1224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2023
Deed Sale	May 11, 2023
Prior Sale	May 6, 2013
Deed Book / Page	7243 / 103
Prior Transfer Date	May 3, 2023
Prior Transfer Doc	0072430103
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON MD
Recording Date	May 11, 2023
Property Address	10 W HIGH ST, HANCOCK, MD 21750-1224
Document Number	0072430103
Book / Page	7243 / 103
Instrument Date	May 3, 2023
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10 W HIGH ST, HANCOCK, MD 21750-1224

Mortgage

Document Number	0072430110
Date	May 11, 2023
Instrument	7243-0110

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 10 W High St was $1,450 with a homeowner's exemption, up 5.7% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hancock Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,450.00 (+5.69%) Homeowner's exemption	$202,400 (+12.49%) Land $28,800 Building $173,600	$202,400 (-) Land $28,800 Building $173,600
2025	$1,372.00 (+5.7%) Homeowner's exemption	$179,933	$202,400 Land $28,800 Building $173,600
2024	$1,298.00 (+5.1%)
2023	$1,235.00 Homeowner's exemption	$135,000 Land $28,800 Building $106,200	$135,000 Land $28,800 Building $106,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 W High St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 W High St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HANCOCK serves 1,921 people · EPA ID MD0210012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Upward Broadband.

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