12 W Everett St, Sparta, TN 38583 Property Records

White County property record for 12 W Everett St, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,819 sqft · built 1910
Lot Size	0.318 acres (13,860 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Oct 2025)
Tax Bill	$485 (2021)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`093049O A 05500`

Property Details

APN / Parcel Number

Primary APN	`093049O A 05500`
Alternative APN	`049O A 05500`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,819 sqft Living Area
1st Floor Area	1,137 sqft
Upper Floors Area	1,137 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2012
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,860 sqft (0.318 acres)
Lot Dimensions	154 ft deep x 90 ft wide
Terrain	Rolling
Porch	Slab
Porch Area	473 sqft
Deck Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12 W EVERETT ST
City	SPARTA
State	TN
Zip	38583-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	DISTRICT: 1
Jurisdiction	WHITE TN
Township / Civil Division	1
Census Block Group	2
Census Block	2001
Census Tract	935400

Owner

12 W Everett St is owned and occupied by two individuals who bought it in October 2025.

Source: White County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 W EVERETT ST, SPARTA, TN 38583-1624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC
Oct 31, 2023	Warranty Deed, Transfer · Conventional Mortgage WILSON BANK & TRUST
Aug 25, 2022	Warranty Deed, Transfer · Commercial Mortgage FIRSTBANK
Sep 3, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage LOYD FINLEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025 · Amount on File
Deed Sale	Oct 20, 2025 · Amount on File
Prior Sale	Oct 31, 2023 · Amount on File
Deed Document Number	20253966
Deed Book / Page	585 / 98
Prior Transfer Date	Nov 18, 2021
Prior Transfer Doc	0000005537
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Oct 20, 2025
Property Address	12 W EVERETT ST, SPARTA, TN 38583-1624
Document Number	00RB585/98
Book / Page	RB585 / 98
Instrument Date	Oct 17, 2025
Instrument	25003966
Transaction Type	Transfer
Record Updated	Oct 31, 2025

Transaction

Amount	Amount on Record
Tax	$1,054.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 W EVERETT ST, SPARTA, TN 38583-1624

Mortgage

Document Number	0025003967
Date	Oct 20, 2025
Instrument	25003967

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Oct 31, 2023
Property Address	12 W EVERETT ST, SPARTA, TN 38583-1624
Document Number	0RB541/427
Book / Page	RB541 / 427
Instrument Date	Oct 7, 2023
Instrument	23004197
Transaction Type	Transfer
Record Updated	Feb 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,002.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 W EVERETT ST, SPARTA, TN 38583-1624

Mortgage

Document Number	0023004198
Date	Oct 31, 2023
Instrument	23004198

Lender

Name	WILSON BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Mortgage

Document Number	0RB541/449
Date	Oct 31, 2023
Book Page	RB541/449
Instrument	23004199

Lender

Name	WILSON BANK & TRUST
Type	Bank
Address	LEBANON, TN 37087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Aug 25, 2022
Property Address	12 W EVERETT ST, SPARTA, TN 38583-1624
Document Number	0RB516/119
Book / Page	RB516 / 119
Instrument Date	Aug 22, 2022
Instrument	22003986
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$943.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 W EVERETT ST, SPARTA, TN 38583-1624

Mortgage

Document Number	0022003987
Date	Aug 25, 2022
Instrument	22003987

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 22, 2047

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Sep 3, 2021
Property Address	12 W EVERETT ST, SPARTA, TN 38583-1624
Document Number	RB489/719
Book / Page	RB489 / 719
Instrument Date	Aug 3, 2021
Instrument	21004181
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6346, SPARTA, TN 38583-6346
Investor	Possibly a Property Investor

Mortgage

Document Number	21004182
Date	Sep 3, 2021
Instrument	21004182

Lender

Name	LOYD FINLEY
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Municipality	Sparta City
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$74,125 (+134.76%) Land $5,625 Building $68,500	$296,500 Land $22,500 Building $274,000
2024		$31,575 (-) Land $3,500 Building $28,075
2023		$31,575 (+93.12%) Land $3,500 Building $28,075
2022		$16,350 Land $3,500 Building $12,850	$65,400 Land $14,000 Building $51,400
2021	$485.00
2020			$126,300 Land $14,000 Building $112,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12 W Everett St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 W Everett St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATER SYSTEM serves 10,899 people · EPA ID TN0000652
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ben Lomand Rural Telephone Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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