138 W Everett St, Sparta, TN 38583 Property Records

White County property record for 138 W Everett St, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	1 ba · 886 sqft · built 1940
Lot Size	0.643 acres (28,000 sqft)
Owner	Company Name on Record
Last Sale	$82,000 (Feb 2018)
Tax Bill	$517 (2021)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2019 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`093049P D 06100`

Property Details

APN / Parcel Number

Primary APN	`093049P D 06100`
Alternative APN	`049P D 06100`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	886 sqft Living Area
1st Floor Area	751 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	28,000 sqft (0.643 acres)
Lot Dimensions	160 ft deep x 175 ft wide
Terrain	High
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	138 W EVERETT ST
City	SPARTA
State	TN
Zip	38583-1651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	DISTRICT: 1
Jurisdiction	WHITE TN
Township / Civil Division	1
Census Block Group	2
Census Block	2005
Census Tract	935400

Owner

Source: White County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	306 OAKLAND DR, SPARTA, TN 38583-1413
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANK OF PUTNAM COUNTY
Sep 9, 2019	Correction Deed ATTORNEY ONLY
Jun 20, 2018	Loan Modification, Mortgage · Conventional with PMI BANK OF PUTNAM CNTY
Feb 8, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jan 13, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2018 · Amount on Record
Deed Sale	Feb 8, 2018 · Amount on Record
Prior Sale	Jan 13, 2017 · Amount on Record
Deed Document Number	2018472
Deed Book / Page	410 / 695
Transfer Doc	RB136677
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	138 W EVERETT ST, SPARTA, TN 38583-1651
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003464
Date	Sep 25, 2019
Book Page	RB441/404
Instrument	19003464

Lender

Name	BANK OF PUTNAM COUNTY
Type	Bank
Address	SPARTA, TN 38583

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	WHITE TN
Recording Date	Sep 9, 2019
Property Address	138 W EVERETT ST, SPARTA, TN 38583-1651
Document Number	0000003223
Book / Page	000440 / 000269
Instrument Date	Sep 6, 2019
Instrument	3223
Record Updated	Sep 18, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	208 WHITE OAK FLATT RD SPARTA TN 385835438, SPARTA, TN 38583-5438

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WHITE TN
Property Address	138 W EVERETT ST, SPARTA, TN 38583-1651
Document Number	0000002310
Instrument Date	Jun 20, 2018
Transaction Type	Mortgage
Record Updated	Jul 23, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	138 W EVERETT ST SPARTA TN 385831651, SPARTA, TN 38583-1651

Mortgage

Document Number	0000002310
Date	Jul 16, 2018
Book Page	000418/000458
Instrument	2310

Lender

Name	BANK OF PUTNAM CNTY
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Feb 8, 2018
Property Address	138 W EVERETT ST, SPARTA, TN 38583-1651
Document Number	0000000472
Book / Page	000410 / 000695
Instrument Date	Feb 8, 2018
Instrument	472
Transaction Type	Transfer
Record Updated	Feb 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$303.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	208 WHITE OAK FLATT RD SPARTA TN 385835438, SPARTA, TN 38583-5438

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Jan 13, 2017
Property Address	138 W EVERETT ST, SPARTA, TN 38583-1651
Document Number	0000000146
Book / Page	000391 / 000118
Instrument Date	Jan 13, 2017
Instrument	146
Transaction Type	Transfer
Record Updated	Jan 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$129.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3951 MCMINNVILLE HWY SPARTA TN 385834819, SPARTA, TN 38583-4819

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Municipality	Sparta City
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,250 (+68.1%) Land $4,500 Building $24,750	$117,000 (+68.1%) Land $18,000 Building $99,000
2023		$17,400 Land $3,500 Building $13,900
2021	$517.00
2020			$69,600 Land $14,000 Building $55,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATER SYSTEM serves 10,899 people · EPA ID TN0000652
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ben Lomand Rural Telephone Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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