Baltimore County property record for 12 Valley Ridge Loop, Cockeysville, MD 21030
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 1,820 sqft · built 1984 |
| Lot Size | 0.068 acres (2,967 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (May 2012) |
| Tax Bill | $4,787 (2024) |
| Deeds & Mortgages | May 2022 Line of Credit Dec 2020 Mortgage |
| APN | 08-1900012758 |
| Primary APN | 08-1900012758 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,820 sqft Living Area |
| Gross Area | 2,045 sqft |
| 1st Floor Area | 760 sqft |
| Attic | Attic |
| Attic Area | 225 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 2,967 sqft (0.068 acres) |
| Lot Dimensions | 95 ft deep x 46.6 ft wide |
| Deck Area | 96 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1900012758 |
|---|---|
| Street Address | 12 VALLEY RIDGE LOOP |
| City | COCKEYSVILLE |
| State | MD |
| Zip | 21030-4369 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | .0681 AC VALLEY CROSSING TWNHSES |
| Legal Subdivision | VALLEY CROSSING TWNHSES |
| Legal Block | 3 |
| Legal Lot Number | 48 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 408506 |
12 Valley Ridge Loop, a townhouse, is owned and occupied by two individuals who acquired it in May 2016.
Source: Baltimore County records, as of July 14, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4369 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2012 · Amount on File |
| Deed Sale | May 18, 2012 · Amount on File |
| Prior Sale | Mar 22, 2002 · Amount on File |
| Deed Book / Page | 32084 / 92 |
| Last Transfer Date | May 23, 2016 |
| Transfer Doc | 0375790057 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 12 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4369 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 12 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4369 |
| Document Number | 0469040318 |
|---|---|
| Date | May 18, 2022 |
| Book Page | 46904/318 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Feb 7, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 12 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4369 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0438590105 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 43859/105 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $338,300 Land $90,000 Building $248,300 | $338,300 Land $90,000 Building $248,300 | |
| 2024 | $4,787.00 (+111.35%) | ||
| 2023 | $2,265.00 Homeowner's exemption | $303,567 | $338,300 Land $90,000 Building $248,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 12 Valley Ridge Loop.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12 Valley Ridge Loop is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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