11 Valley Ridge Loop, Cockeysville, MD 21030 Property Records

Baltimore County property record for 11 Valley Ridge Loop, Cockeysville, MD 21030

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,900 sqft · built 1984
Lot Size0.078 acres (3,375 sqft)
Owner2 Individual Names on File
Last Sale$138,000 (Jan 1992)
Tax Bill$5,033 (2024)
Deeds & MortgagesOct 2023 Line of Credit
Apr 2022 Mortgage
+ 1 more
APN08-1900012747

Property Details

APN / Parcel Number

Primary APN08-1900012747
Alternative APNs
  • 81900012747
  • 1900012747

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,900 sqft Living Area
1st Floor Area760 sqft
Basement Area380 sqft
Finished Basement380 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area3,375 sqft (0.078 acres)
Lot Dimensions95 ft deep x 31.1 ft wide
Deck Area96 sqft
Balcony Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1900012747
Street Address11 VALLEY RIDGE LOOP
CityCOCKEYSVILLE
StateMD
Zip21030-4351
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description3375 SQ FT .0774 AC VALLEY CROSSING TWNHSES
Legal SubdivisionVALLEY CROSSING TWNHSES
Legal Block3
Legal Lot Number37
JurisdictionBALTIMORE MD
Township / Civil Division8
Census Block Group3
Census Block3002
Census Tract408506

Owner

11 Valley Ridge Loop, a townhouse, is owned and occupied by two individuals who acquired it in April 2022.

Source: Baltimore County records, as of January 16, 2026

Owner of Record2 Individual Names on File
Mailing Address11 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4351
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2023Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
Apr 29, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jun 21, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 1992 · Amount on File
Deed SaleJan 9, 1992 · Amount on File
Deed Book / Page9020 / 734
Last Transfer DateApr 6, 2022
Transfer Doc0468060220
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address11 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4351
Transaction TypeMortgage
Record UpdatedOct 11, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0484330354
DateOct 2, 2023
Book Page48433/354
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBALTIMORE MD
Recording DateApr 29, 2022
Property Address11 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4351
Document Number0468060220
Book / Page46806 / 220
Map ReferenceMB EHK JR 50 FO 134
Instrument DateApr 6, 2022
Transaction TypeTransfer
Record UpdatedMay 9, 2022
Title CompanyWESTERN TITLE AND ESCROW COMPANY, TERRAIN TITLE & ESCROW CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address11 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4351

Mortgage

Document Number0046806223
DateApr 29, 2022
Instrument46806-223
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address11 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4351
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0403950239
DateJun 21, 2018
Book Page0040395/239
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$321,700 Land $90,000 Building $231,700$321,700 Land $90,000 Building $231,700
2024$5,033.00 (+107.12%)
2023$2,430.00 Homeowner's exemption$289,433$321,700 Land $90,000 Building $231,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 11 Valley Ridge Loop.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Valley Ridge Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20

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