12 Thatcher Brook Ln, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 12 Thatcher Brook Ln, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,349 sqft · built 1992
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Last Sale	$810,000 (Oct 2021)
Tax Bill	$11,041 (2025)
Deeds & Mortgages	Apr 2025 Mortgage May 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:85 L:79`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:85 L:79`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,349 sqft Living Area
Gross Area	8,502 sqft
1st Floor Area	2,430 sqft
Attic	Attic
Attic Area	840 sqft
Basement Area	2,430 sqft
Unfinished Basement	2,430 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,511 sqft (0.93 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	12 THATCHER BROOK LN
City	BIDDEFORD
State	ME
Zip	04005-9378
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	THATCHER BROOK ESTS
Legal Lot Number	79
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	2
Census Block	2008
Census Tract	25100

Owner

12 Thatcher Brook Ln is owned and occupied by two individuals who bought it in October 2021.

Source: York County and Biddeford City records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 THATCHER BROOK LN, BIDDEFORD, ME 04005-9378
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2025	Deed of Trust, Mortgage TOWN & COUNTRY FCU
May 2, 2018	Deed of Trust, Mortgage SACO & BIDDEFORD SAVS
Oct 8, 2021	Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 16, 2018	Deed of Trust, Mortgage SACO & BIDDEFORD SVGS INST
Jun 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Deed Document Number	20212021059278
Deed Book / Page	18831 / 647
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	12 THATCHER BROOK LN, BIDDEFORD, ME 04005-9378
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196370108
Date	Apr 14, 2025
Book Page	19637/108
Instrument	2025011287

Lender

Name	TOWN & COUNTRY FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	181 Months
Due	May 1, 2040

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	12 THATCHER BROOK LN, BIDDEFORD, ME 04005-9378
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177050454
Date	May 2, 2018
Book Page	17705/0454
Instrument	2018015910

Lender

Name	SACO & BIDDEFORD SAVS

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 2, 2033

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Oct 8, 2021
Property Address	12 THATCHER BROOK LN, BIDDEFORD, ME 04005-9378
Document Number	0188310647
Book / Page	18831 / 647
Instrument Date	Oct 8, 2021
Instrument	2021059278
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	33 ROSS RD, SACO, ME 04072-1538

Mortgage

Document Number	2021059279
Date	Oct 8, 2021
Instrument	2021059279

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	12 THATCHER BROOK LN, BIDDEFORD, ME 04005-9378
Document Number	0177060906
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12 THATCHER BROOK LN BIDDEFORD ME 040059378, BIDDEFORD, ME 04005-9378

Mortgage

Document Number	0177060906
Date	May 4, 2018
Book Page	017706/000906
Instrument	16209

Lender

Name	SACO & BIDDEFORD SVGS INST
Type	Federal Savings Bank
Address	SACO, ME 04072

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 3, 2033

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Jun 26, 2017
Property Address	12 THATCHER BROOK LN, BIDDEFORD, ME 04005-9378
Document Number	0175020184
Book / Page	017502 / 000184
Instrument Date	Apr 14, 2017
Instrument	24664
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12 THATCHER BROOK LN BIDDEFORD ME 040059378, BIDDEFORD, ME 04005-9378

Tax Assessment & Valuation

The 2025 property tax bill for 12 Thatcher Brook Ln was $11,041, up 4.6% from the year before.

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,041.00 (+4.58%)	$739,000 (-0.46%) Land $193,400 Building $545,600
2024	$10,557.00 (+10.38%)	$742,400 (+1.84%) Land $193,400 Building $549,000
2023	$9,564.00 (+6.78%)	$729,000 (+33.57%) Land $190,200 Building $538,800	$889,960
2022	$8,957.00	$545,800 Land $109,100 Building $436,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Thatcher Brook Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Thatcher Brook Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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