Norfolk County and Norfolk Town property record for 12 Sumner St, Norfolk, MA 02056
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 2,043 sqft · built 2021 |
| Lot Size | 6.48 acres (282,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $289,000 (Sep 2023) |
| Tax Bill | $4,297 (2026) |
| Deeds & Mortgages | Sep 2023 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | UNIT 25 |
| Primary APN | UNIT 25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,043 sqft Living Area |
| Gross Area | 3,563 sqft |
| Basement Area | 819 sqft |
| Unfinished Basement | 819 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Condo/Apartment |
| Lot Area | 282,400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | UNIT 25 |
|---|---|
| Street Address | 12 SUMNER ST |
| City | NORFOLK |
| State | MA |
| Zip | 02056-1857 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Block | 49 |
| Legal Lot Number | 11 |
| Jurisdiction | NORFOLK MA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 409102 |
12 Sumner St, a condominium, is owned and occupied by an individual who bought it in September 2023.
Source: Norfolk County and Norfolk Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 SUMNER ST, NORFOLK, MA 02056-1857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) GUARANTEED RATE AFFINITY LLC |
| Sep 7, 2023 | Condominium Deed, Transfer · Stand-Alone First Mortgage MASSACHUSETTS HOUSING FINANCE AGENC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2023 · Amount on File |
| Deed Sale | Sep 7, 2023 · Amount on File |
| Deed Document Number | 202358437 |
| Deed Book / Page | 41399 / 221 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK MA |
| Property Address | 12 SUMNER ST, NORFOLK, MA 02056-1857 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 041399-264 |
|---|---|
| Date | Sep 7, 2023 |
| Book Page | 41399/264 |
| Instrument | 58439 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | NORFOLK MA |
| Recording Date | Sep 7, 2023 |
| Property Address | 12 SUMNER ST, NORFOLK, MA 02056-1857 |
| Document Number | 041399-221 |
| Book / Page | 41399 / 221 |
| Instrument Date | Sep 7, 2023 |
| Instrument | 58437 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 SUMNER ST # 25, 25, NORFOLK, MA 02056-1857 |
| Document Number | 0000058440 |
|---|---|
| Date | Sep 7, 2023 |
| Instrument | 58440 |
| Name | MASSACHUSETTS HOUSING FINANCE AGENC |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 041399-239 |
|---|---|
| Date | Sep 7, 2023 |
| Book Page | 41399/239 |
| Instrument | 58438 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
The 2026 property tax bill for 12 Sumner St was $4,297, down 6.9% from the year before.
Source: Norfolk County and Norfolk Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Norfolk Town |
| Secondary School District | King Philip School District (07 - 12) |
| Elementary School District | Norfolk School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,297.00 (-6.89%) | $289,000 (-) Building $289,000 | $775,010 (+38.6%) |
| 2025 | $4,615.00 (+86.46%) | $289,000 (+81.82%) Building $289,000 | $559,170 |
| 2024 | $2,475.00 (+439.22%) | $158,950 (+467.68%) Building $158,950 | |
| 2023 | $459.00 | $28,000 Building $28,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12 Sumner St in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 29 (1979–2023) |
| Claims Outside the SFHA | 15 of 29 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Sumner St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORFOLK WATER DIVISION serves 7,602 people · EPA ID MA2208000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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