10 Sumner St, Norfolk, MA 02056 Property Records

Norfolk County and Norfolk Town property record for 10 Sumner St, Norfolk, MA 02056

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,043 sqft · built 2021
Lot Size	6.48 acres (282,400 sqft)
Owner	Individual Name on File
Last Sale	$711,765 (Jul 2023)
Tax Bill	$11,141 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`UNIT 26`

Property Details

APN / Parcel Number

Primary APN	`UNIT 26`
Alternative APN	`NORF M:0014 B:0049 L:11 U:10`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,043 sqft Living Area
Gross Area	3,811 sqft
Basement Area	819 sqft
Unfinished Basement	819 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Condo/Apartment
Lot Area	282,400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	UNIT 26
Street Address	10 SUMNER ST
City	NORFOLK
State	MA
Zip	02056-1857
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	49
Legal Lot Number	11
Jurisdiction	NORFOLK MA
Township / Civil Division	NORFOLK
Census Block Group	1
Census Block	1034
Census Tract	409102

Owner

10 Sumner St, a condominium, is owned and occupied by an individual who bought it in July 2023.

Source: Norfolk County and Norfolk Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10 SUMNER ST, NORFOLK, MA 02056-1857
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2023 · Amount on File
Deed Sale	Jul 14, 2023 · Amount on File
Deed Document Number	202344842
Record Updated	Oct 29, 2026

July 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	NORFOLK MA
Recording Date	Jul 14, 2023
Property Address	10 SUMNER ST, NORFOLK, MA 02056-1857
Document Number	041306-439
Book / Page	41306 / 439
Instrument Date	Jul 14, 2023
Instrument	44842
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SUMNER ST # 26, 26, NORFOLK, MA 02056-1857

Mortgage

Document Number	0000044843
Date	Jul 14, 2023
Instrument	44843

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Aug 1, 2030
Max Rate At Change	2.88%
Index	Other

Tax Assessment & Valuation

The 2026 property tax bill for 10 Sumner St was $11,141, up 0.5% from the year before.

Source: Norfolk County and Norfolk Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Norfolk Town
Secondary School District	King Philip School District (07 - 12)
Elementary School District	Norfolk School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,141.00 (+0.52%)	$749,200 (+7.95%) Building $749,200	$786,410 (+5.1%)
2025	$11,083.00 (+3.44%)	$694,000 (+0.86%) Building $694,000	$748,220
2024	$10,714.00 (+2,068.83%)	$688,100 (+2,186.05%) Building $688,100
2023	$494.00	$30,100 Building $30,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 Sumner St in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	29 (1979–2023)
Claims Outside the SFHA	15 of 29
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2010 · 6 claims Severe Storms And Flooding, Oct 2005 · 6 claims Heavy Rains And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Sumner St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORFOLK WATER DIVISION serves 7,602 people · EPA ID MA2208000
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000