12 Summer Ln, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 12 Summer Ln, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,908 sqft · built 1972
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Mar 2016)
Tax Bill	$7,840 (2026)
Deeds & Mortgages	Mar 2022 Refinance Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`81-97-6959`

Property Details

APN / Parcel Number

Primary APN	`81-97-6959`
Alternative APNs	`FRAM M:081 B:97 L:6959 U:000` `M:343.0 B:0001 L:0054.0` `F_679654_2937995` `8819`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,908 sqft Living Area
Gross Area	3,724 sqft
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1976
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	8819
Street Address	12 SUMMER LN
City	FRAMINGHAM
State	MA
Zip	01701-7908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	97
Legal Lot Number	6959
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	4
Census Block	4006
Census Tract	383700

Owner

12 Summer Ln is owned and occupied by an individual who bought it in March 2016.

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12 SUMMER LN, FRAMINGHAM, MA 01701-7908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF CANTON
Nov 2, 2019	Deed of Trust, Mortgage · Line of Credit DIRECT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2016 · Amount on File
Deed Sale	Mar 24, 2016 · Amount on File
Prior Sale	Nov 29, 1991 · Amount on File
Deed Book / Page	1088 / 171
Transfer Doc	001088-171
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	12 SUMMER LN, FRAMINGHAM, MA 01701-7908
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001910012
Date	Mar 24, 2022
Instrument	1910012

Lender

Name	BANK OF CANTON
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	12 SUMMER LN, FRAMINGHAM, MA 01701-7908
Document Number	0000028034
Instrument Date	Nov 2, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SUMMER LN FRAMINGHAM MA 017017908, FRAMINGHAM, MA 01701-7908

Mortgage

Document Number	0000028034
Date	Nov 7, 2019
Instrument	28034

Lender

Name	DIRECT FCU

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 6, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12 Summer Ln was $7,840, up 5.1% from the year before.

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,840.00 (+5.14%)	$662,700 (+6.12%) Land $279,600 Building $364,800	$689,324 (-4.93%)
2025	$7,457.00 (-0.9%)	$624,500 (+3.41%) Land $266,300 Building $358,200	$725,040 (+6.67%)
2024	$7,525.00 (+5.47%)	$603,900 (+10.79%) Land $237,700 Building $366,200	$679,725
2023	$7,135.00	$545,100 Land $212,200 Building $332,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Summer Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Summer Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summer Ln

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