Lowndes County property record for 12 Studdard Dr, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,161 sqft · built 1987 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Nov 2023 Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64W000003501 |
| Primary APN | 64W000003501 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 3,161 sqft Adjusted Area |
| 2nd Floor Area | 851 sqft |
| Flooring | Hardwood |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 74,052 sqft (1.7 acres) |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 020979 |
|---|---|
| Street Address | 12 STUDDARD DR |
| City | COLUMBUS |
| State | MS |
| Zip | 39702-9357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE4 SW4 12 STUDDARD DR |
| Legal Range | 17W |
| Legal Township | 18S |
| Legal Section | 22 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 406 |
12 Studdard Dr is owned and occupied by an individual who acquired it in December 2021.
Source: Lowndes County records, as of October 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12 STUDDARD DR, COLUMBUS, MS 39702-9357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK |
| Oct 25, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 21, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Oct 25, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2021 |
| Deed Sale | Oct 25, 2021 |
| Prior Sale | Oct 25, 2021 |
| Deed Document Number | 0020219503 |
| Deed Book / Page | 2021 / 9503 |
| Last Transfer Date | Dec 21, 2021 |
| Transfer Doc | 00202111251 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 12 STUDDARD DR, COLUMBUS, MS 39702-9357 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00202323275 |
|---|---|
| Date | Nov 8, 2023 |
| Book Page | 2023/23275 |
| Name | CADENCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 26, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 12 STUDDARD DR, COLUMBUS, MS 39702-9357 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00202132737 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 2021/32737 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Dec 21, 2021 |
| Property Address | 12 STUDDARD DR, COLUMBUS, MS 39702-9357 |
| Document Number | 00202111251 |
| Book / Page | 2021 / 11251 |
| Instrument Date | Dec 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 STUDDARD DR, COLUMBUS, MS 39702-9357 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Oct 25, 2021 |
| Property Address | 12 STUDDARD DR, COLUMBUS, MS 39702-9357 |
| Document Number | 0020219503 |
| Book / Page | 2021 / 9503 |
| Instrument Date | Oct 21, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 STUDDARD DR, COLUMBUS, MS 39702-9357 |
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,153 | $251,530 Land $12,680 Building $238,850 | |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $21,465 | $214,650 Land $12,680 Building $201,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Studdard Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Studdard Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A A EAST-OLD YORKVILLE public/private · serves 4,778 people · EPA ID MS0440081 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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