10 Studdard Dr, Columbus, MS 39702 Property Records

Lowndes County property record for 10 Studdard Dr, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,389 sqft · built 1993
Lot Size	4.4 acres (191,664 sqft)
Owner	2 Individual Names on File
Last Sale	$21,500 (Sep 1992)
Tax Bill	$1,786 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`64W000003504`

Property Details

APN / Parcel Number

Primary APN	`64W000003504`
Alternative APNs	`020982` `20982`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	4,389 sqft Adjusted Area
1st Floor Area	2,790 sqft
2nd Floor Area	623 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	191,664 sqft (4.4 acres)
Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	020982
Street Address	10 STUDDARD DR
City	COLUMBUS
State	MS
Zip	39702-9357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE4 SW4 10 STUDDARD DR
Legal Range	17W
Legal Township	18S
Legal Section	22
Jurisdiction	LOWNDES MS
Township / Civil Division	3
Census Block Group	1
Census Block	1001
Census Tract	406

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 STUDDARD DR, COLUMBUS, MS 39702-9357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Deed of Trust, Construction Loan · Line of Credit BANKFIRST FIN'L SVCS
Jan 28, 2020	Quit Claim Deed, Transfer · Line of Credit BANKFIRST FIN'L SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 1992 · Amount on File
Deed Sale	Sep 28, 1992 · Amount on File
Deed Document Number	0000974475
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Recording Date	Aug 5, 2020
Property Address	10 STUDDARD DR, COLUMBUS, MS 39702-9357
Document Number	0020208852
Book / Page	002020 / 018852
Instrument Date	Jul 30, 2020
Transaction Type	Construction Loan
Record Updated	Sep 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 VIKING DR COLUMBUS MS 397028389, COLUMBUS, MS 39702-8389

Mortgage

Document Number	20208852
Date	Aug 5, 2020
Book Page	002020/018852

Lender

Name	BANKFIRST FIN'L SVCS
Type	Funding / Finance Company
Address	COLUMBUS, MS 39703

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 4, 2021

Interest

Rate Type	Adjustable Rate

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWNDES MS
Recording Date	Jan 28, 2020
Property Address	10 STUDDARD DR, COLUMBUS, MS 39702-9357
Document Number	0020200489
Book / Page	002020 / 000489
Instrument Date	Jan 27, 2020
Transaction Type	Transfer
Record Updated	Feb 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	350 VIKING DR COLUMBUS MS 397028389, COLUMBUS, MS 39702-8389

Mortgage

Document Number	20201738
Date	Jan 28, 2020
Book Page	002020/001738

Lender

Name	BANKFIRST FIN'L SVCS
Type	Funding / Finance Company
Address	COLUMBUS, MS 39703

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,786.00 (-18.78%) Homeowner's exemption Senior Citizen's exemption	$25,759 (+11.5%)	$257,590 (+11.5%) Land $28,380 Building $229,210
2024	$2,199.00 (+13.82%)
2023	$1,932.00 Homeowner's exemption	$23,102	$231,020 Land $28,380 Building $202,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A A EAST-OLD YORKVILLE public/private · serves 4,778 people · EPA ID MS0440081
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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