12 Steepleton Ct, Hillsborough, NC 27278 Property Records

Durham County property record for 12 Steepleton Ct, Hillsborough, NC 27278

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,355 sqft · built 2000
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jul 2018)
Tax Bill	$6,490 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0816-27-8430`

Property Details

APN / Parcel Number

Primary APN	`0816-27-8430`
Alternative APNs	`0816-27-84-3050` `081601278319` `189036`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,355 sqft Heated Area
1st Floor Area	3,349 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Porch
Porch Area	297 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	12 STEEPLETON CT
City	HILLSBOROUGH
State	NC
Zip	27278-7150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	HARDSCRABBLE/PH:02/SEC:06 /LT#131 PL:000141-000148
Legal Subdivision	HARDSCRABBLE
Legal Phase	2
Legal Lot Number	131
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	6
Census Block	6002
Census Tract	1603

Owner

12 Steepleton Ct is owned and occupied by two individuals who bought it in July 2018.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 STEEPLETON CT, HILLSBOROUGH, NC 27278-7150
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Dec 30, 2022	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Mar 15, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 21, 2017	Deed of Trust, Mortgage FIRST CITIZENS BANK
Sep 26, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 27, 2018	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2018 · Amount on File
Deed Sale	Jul 27, 2018 · Amount on File
Prior Sale	May 22, 2015 · Amount on File
Deed Document Number	201826205
Deed Book / Page	8475 / 800
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	12 STEEPLETON CT, HILLSBOROUGH, NC 27278-7150
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 STEEPLETON CT, HILLSBOROUGH, NC 27278-7150

Mortgage

Document Number	0105040593
Date	Mar 23, 2026
Book Page	10504/593
Instrument	2026167654

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 27, 2046

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	12 STEEPLETON CT, HILLSBOROUGH, NC 27278-7150
Transaction Type	Mortgage
Record Updated	Jan 9, 2023
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 STEEPLETON CT, HILLSBOROUGH, NC 27278-7150

Mortgage

Document Number	0098420764
Date	Dec 30, 2022
Book Page	9842/764
Instrument	2022048110

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 28, 2042

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	12 STEEPLETON CT, HILLSBOROUGH, NC 27278-7150
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092620281
Date	Mar 15, 2021
Book Page	9262/281
Instrument	2021012610

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Feb 1, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	12 STEEPLETON CT, HILLSBOROUGH, NC 27278-7150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0081670147
Date	Apr 21, 2017
Book Page	8167/147
Instrument	2017013139

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	12 STEEPLETON CT, HILLSBOROUGH, NC 27278-7150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087600141
Date	Sep 26, 2019
Book Page	8760/141
Instrument	2019035043

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Oct 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jul 27, 2018
Property Address	12 STEEPLETON CT, HILLSBOROUGH, NC 27278-7150
Document Number	0084750800
Book / Page	8475 / 800
Map Reference	MB141 PG148
Instrument Date	Jul 26, 2018
Instrument	2018026205
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 BIVINS RD, 321, HILLSBOROUGH, NC 27278-6604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 STEEPLETON CT, HILLSBOROUGH, NC 27278-7150

Mortgage

Document Number	2018026206
Date	Jul 27, 2018
Instrument	2018026206

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 12 Steepleton Ct was $6,490, up 3.7% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,490.00 (+3.69%)	$911,014 (-) Land $100,320 Building $810,694	$911,014 (-) Land $100,320 Building $810,694
2025	$6,259.00	$911,014 Land $100,320 Building $810,694	$911,014 Land $100,320 Building $810,694
2023	$3,782.00 (+4.3%)	$397,221 Land $84,468 Building $312,753	$397,221 Land $84,468 Building $312,753
2022	$3,626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Steepleton Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Steepleton Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDSCRABBLE S/D private · serves 643 people · EPA ID NC0332139
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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