10 Steepleton Ct, Hillsborough, NC 27278 Property Records

Durham County property record for 10 Steepleton Ct, Hillsborough, NC 27278

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,086 sqft · built 1999
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Jul 2018)
Tax Bill	$4,773 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Dec 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0816-27-8215`

Property Details

APN / Parcel Number

Primary APN	`0816-27-8215`
Alternative APNs	`0816-27-82-1581` `081601278204` `189037`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,086 sqft Heated Area
1st Floor Area	2,711 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	10 STEEPLETON CT
City	HILLSBOROUGH
State	NC
Zip	27278-7150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	HARDSCRABBLE/PH:02/SEC:06 /LT#132 PL:000141-000148
Legal Subdivision	HARDSCRABBLE
Legal Phase	2
Legal Lot Number	132
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	6
Census Block	6002
Census Tract	1603

Owner

10 Steepleton Ct is owned and occupied by two individuals who bought it in July 2018.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 STEEPLETON CT, HILLSBOROUGH, NC 27278-7150
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Dec 29, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPS CU
Jul 12, 2018	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2018 · Amount on File
Deed Sale	Jul 12, 2018 · Amount on File
Prior Sale	Apr 16, 2010 · Amount on File
Deed Document Number	201823915
Deed Book / Page	8464 / 49
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	10 STEEPLETON CT, HILLSBOROUGH, NC 27278-7150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088850311
Date	Mar 2, 2020
Book Page	8885/311
Instrument	2020008199

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	ATLANTA, GA 30326

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	10 STEEPLETON CT, HILLSBOROUGH, NC 27278-7150
Document Number	0091920649
Instrument Date	Dec 29, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 STEEPLETON CT HILLSBOROUGH NC 272787150, HILLSBOROUGH, NC 27278-7150

Mortgage

Document Number	0091920649
Date	Jan 8, 2021
Book Page	009192/000649
Instrument	1089

Lender

Name	STATE EMPS CU
Address	HILLSBOROUGH, NC 27278

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jul 12, 2018
Property Address	10 STEEPLETON CT, HILLSBOROUGH, NC 27278-7150
Document Number	0084640049
Book / Page	8464 / 049
Map Reference	MB141 PG148
Instrument Date	Jun 25, 2018
Instrument	2018023915
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 STEEPLETON CT, HILLSBOROUGH, NC 27278-7150

Mortgage

Document Number	2018023916
Date	Jul 12, 2018
Instrument	2018023916

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 10 Steepleton Ct was $4,773, up 3.7% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,773.00 (+3.72%)	$669,483 (-) Land $100,320 Building $569,163	$669,483 (-) Land $100,320 Building $569,163
2025	$4,602.00	$669,483 Land $100,320 Building $569,163	$669,483 Land $100,320 Building $569,163
2023	$3,293.00 (+3.95%)	$348,774 Land $84,478 Building $264,296	$348,774 Land $84,478 Building $264,296
2022	$3,168.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Steepleton Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Steepleton Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDSCRABBLE S/D private · serves 643 people · EPA ID NC0332139
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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