Middlesex County and Townsend Town property record for 12 Squannacook Ter, Townsend, MA 01469
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,092 sqft · built 1955 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,125 (2026) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | TOWN M:0050 B:0063 L:0000 |
| Primary APN | TOWN M:0050 B:0063 L:0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| Gross Area | 2,658 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,001 sqft (0.23 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 12 SQUANNACOOK TER |
|---|---|
| City | TOWNSEND |
| State | MA |
| Zip | 01469-1006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Block | 63 |
| Jurisdiction | TOWNSEND MA |
| Township / Civil Division | TOWNSEND |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 301101 |
12 Squannacook Ter is owned and occupied by two individuals.
Source: Middlesex County and Townsend Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 SQUANNACOOK TER, TOWNSEND, MA 01469-1006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Property Address | 12 SQUANNACOOK TER, TOWNSEND, MA 01469-1006 |
| Document Number | 69043-236 |
| Instrument Date | Mar 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2018 |
| Name | Verified Name |
|---|
| Document Number | 69043-236 |
|---|---|
| Date | Mar 23, 2017 |
| Book Page | 069043/000236 |
| Instrument | 42673 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Mar 22, 2037 |
The 2026 property tax bill for 12 Squannacook Ter was $5,125, up 6.2% from the year before.
Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Townsend Town |
| Unified School District | North Middlesex School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,125.00 (+6.2%) | $372,700 (+12.12%) Land $100,500 Building $272,200 | $360,050 (-) |
| 2025 | $4,826.00 (+1.94%) | $332,400 (+1.19%) Land $88,400 Building $244,000 | $360,050 (+1.83%) |
| 2024 | $4,734.00 (+8.63%) | $328,500 (+15.02%) Land $88,400 Building $240,100 | $353,590 |
| 2023 | $4,358.00 | $285,600 Land $80,400 Building $205,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Squannacook Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (1987–2007) |
| Most Recent Claim | Apr 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Squannacook Ter is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSEND WATER DEPARTMENT serves 6,832 people · EPA ID MA2299000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
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