Middlesex County and Townsend Town property record for 10 Squannacook Ter, Townsend, MA 01469
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,005 sqft · built 1955 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $284,900 (Mar 2020) |
| Tax Bill | $5,272 (2026) |
| Deeds & Mortgages | Mar 2024 Line of Credit Feb 2017 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | TOWN M:0050 B:0062 L:0000 |
| Primary APN | TOWN M:0050 B:0062 L:0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,005 sqft Living Area |
| Gross Area | 1,970 sqft |
| Basement Area | 925 sqft |
| Unfinished Basement | 925 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,001 sqft (0.23 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 7632 |
|---|---|
| Street Address | 10 SQUANNACOOK TER |
| City | TOWNSEND |
| State | MA |
| Zip | 01469-1006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Block | 62 |
| Jurisdiction | TOWNSEND MA |
| Township / Civil Division | TOWNSEND |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 301101 |
Source: Middlesex County and Townsend Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10 SQUANNACOOK TER, TOWNSEND, MA 01469-1006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Feb 6, 2017 | Deed of Trust, Mortgage · Commercial Mortgage LOWELL FIVE CENTS SAVINGS BANK |
| Mar 20, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROLLSTONE BANK & TRUST |
| Jun 16, 2017 | Quit Claim Deed, Transfer · VA Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2020 · Amount on Record |
| Deed Sale | Mar 20, 2020 · Amount on Record |
| Prior Sale | Jun 16, 2017 · Amount on Record |
| Deed Document Number | 202041929 |
| Deed Book / Page | 74321 / 465 |
| Prior Transfer Date | Mar 19, 2020 |
| Prior Transfer Doc | 74321-465 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Property Address | 10 SQUANNACOOK TER, TOWNSEND, MA 01469-1006 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 082590-407 |
|---|---|
| Date | Mar 22, 2024 |
| Book Page | 82590/407 |
| Instrument | 28181 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Property Address | 10 SQUANNACOOK TER, TOWNSEND, MA 01469-1006 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 068862-120 |
|---|---|
| Date | Feb 6, 2017 |
| Book Page | 68862/120 |
| Instrument | 20312 |
| Name | LOWELL FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 1, 2018 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Recording Date | Mar 20, 2020 |
| Property Address | 10 SQUANNACOOK TER, TOWNSEND, MA 01469-1006 |
| Document Number | 074321-465 |
| Book / Page | 74321 / 465 |
| Instrument Date | Mar 19, 2020 |
| Instrument | 41929 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 SQUANNACOOK TER, TOWNSEND, MA 01469-1006 |
| Document Number | 0000041930 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 41930 |
| Name | ROLLSTONE BANK & TRUST |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Recording Date | Jun 16, 2017 |
| Property Address | 10 SQUANNACOOK TER, TOWNSEND, MA 01469-1006 |
| Document Number | 0069444-81 |
| Book / Page | 69444 / 81 |
| Instrument | 91045 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 SQUANNACOOK TER, TOWNSEND, MA 01469-1006 |
| Document Number | 0694440084 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 69444/0084 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 16, 2047 |
Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Townsend Town |
| Unified School District | North Middlesex School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,272.00 (+4.42%) | $383,400 (+10.27%) Land $100,500 Building $281,800 | $343,235 (-) |
| 2025 | $5,049.00 (+2.04%) | $347,700 (+1.25%) Land $88,400 Building $259,300 | $343,235 (+2.91%) |
| 2024 | $4,948.00 (+8.22%) | $343,400 (+14.62%) Land $88,400 Building $255,000 | $333,545 |
| 2023 | $4,572.00 | $299,600 Land $80,400 Building $219,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (1987–2007) |
| Most Recent Claim | Apr 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSEND WATER DEPARTMENT serves 6,832 people · EPA ID MA2299000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
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