12 Spruce Ct, Bloomington, IL 61704 Property Records

McLean County property record for 12 Spruce Ct, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,732 sqft · built 1995
Lot Size	0.101 acres (4,413 sqft)
Owner	Company Name on Record
Last Sale	$331,000 (May 2017)
Tax Bill	$9,288 (2024)
Deeds & Mortgages	Dec 2019 Transfer May 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`15-30-302-032`

Property Details

APN / Parcel Number

Primary APN	`15-30-302-032`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,732 sqft Living Area
Gross Area	4,194 sqft
1st Floor Area	1,794 sqft
Basement Area	1,080 sqft
Finished Basement	1,080 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	4,413 sqft (0.101 acres)
Lot Dimensions	101 ft deep x 33 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12 SPRUCE CT
City	BLOOMINGTON
State	IL
Zip	61704-2782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 7 HAWTHORNE VILLAGE PUD
Legal Range	03E
Legal Township	24N
Legal Section	30
Legal Subdivision	HAWTHORNE VILLAGE
Legal Lot Number	7
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2016
Census Tract	5103

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12 SPRUCE CT, BLOOMINGTON, IL 61704-2782
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2019	Intrafamily Transfer, Transfer
May 11, 2017	Trustee's Deed, Foreclosure · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2017 · Amount on Record
Deed Sale	May 11, 2017 · Amount on Record
Deed Document Number	20178006
Last Transfer Date	Nov 26, 2019
Transfer Doc	0000019959
Record Updated	Oct 29, 2026

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Dec 3, 2019
Property Address	12 SPRUCE CT, BLOOMINGTON, IL 61704-2782
Document Number	201900019959
Map Reference	DOC 92-16129
Instrument Date	Nov 26, 2019
Instrument	2019-00019959
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 SPRUCE CT, BLOOMINGTON, IL 61704-2782

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	12 SPRUCE CT, BLOOMINGTON, IL 61704-2782

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLEAN IL
Recording Date	May 11, 2017
Property Address	12 SPRUCE CT, BLOOMINGTON, IL 61704-2782
Document Number	201700008006
Instrument Date	Apr 18, 2017
Instrument	2017-00008006
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$496.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 SPRUCE CT, BLOOMINGTON, IL 61704-2782

Mortgage

Document Number	201700008007
Date	May 11, 2017
Instrument	2017-00008007

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 4, 2012
Change Frequency	Annually
Min Rate At Change	2.27%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$134,674 (+15.84%) Land $20,461 Building $114,213	$404,022 (+15.84%) Land $61,383 Building $342,639
2024	$9,288.00 (+4.15%)
2023	$8,918.00	$116,257 Land $17,663 Building $98,594	$348,771 Land $52,989 Building $295,782

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media.

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