McLean County property record for 4 Spruce Ct, Bloomington, IL 61704
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,752 sqft · built 1994 |
| Lot Size | 0.108 acres (4,698 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Jun 2023) |
| Tax Bill | $7,265 (2024) |
| Deeds & Mortgages | Jun 2026 Transfer Nov 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-30-302-028 |
| Primary APN | 15-30-302-028 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,752 sqft Living Area |
| Gross Area | 2,236 sqft |
| 1st Floor Area | 1,752 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 4,698 sqft (0.108 acres) |
| Lot Dimensions | 100 ft deep x 47 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 4 SPRUCE CT |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61704-2782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 11 HAWTHORNE VILLAGE PUD |
| Legal Range | 03E |
| Legal Township | 24N |
| Legal Section | 30 |
| Legal Subdivision | HAWTHORNE VILLAGE |
| Legal Lot Number | 11 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 5103 |
Source: McLean County records · APN 15-30-302-028
Assessment roll updated April 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 920 N SPRUCE CT, BLOOMINGTON, IL 61704 |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jun 16, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 06, 2017 | Deed of Trust, Mortgage · Commercial Mortgage COMMERCE BANK |
| May 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST STATE BANK |
| Jun 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC |
| Oct 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 27, 2023 · Amount on Record |
| Deed Sale | Jun 27, 2023 · Amount on Record |
| Prior Sale | Oct 22, 2020 · Amount on Record |
| Deed Document Number | 20238179 |
| Last Transfer Date | May 04, 2026 |
| Transfer Doc | 0000008156 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Jun 16, 2026 |
| Property Address | 4 SPRUCE CT, BLOOMINGTON, IL 61704-2782 |
| Document Number | 0000008156 |
| Instrument Date | May 04, 2026 |
| Instrument | 20268156 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2121 TAMARACK DR, JOLIET, IL 60432-2263 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 4 SPRUCE CT, BLOOMINGTON, IL 61704-2782 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 201700019948 |
|---|---|
| Date | Nov 06, 2017 |
| Instrument | 2017-00019948 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | NORMAL, IL 61761 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 4 SPRUCE CT, BLOOMINGTON, IL 61704-2782 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 202300006878 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 2023-00006878 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 7 Months |
| Due | Nov 30, 2023 |
| Rate | 8% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Jun 27, 2023 |
| Property Address | 4 SPRUCE CT, BLOOMINGTON, IL 61704-2782 |
| Document Number | 202300008179 |
| Map Reference | DOC 92-16129 |
| Instrument Date | Jun 20, 2023 |
| Instrument | 2023-00008179 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2024 |
| Title Company | NOT AVAILABLE, FTC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $305.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 SPRUCE CT, BLOOMINGTON, IL 61704-2782 |
| Investor | Possibly a Property Investor |
| Document Number | 202300008180 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 2023-00008180 |
| Name | FIRST STATE MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Oct 22, 2020 |
| Property Address | 4 SPRUCE CT, BLOOMINGTON, IL 61704-2782 |
| Document Number | 202000022413 |
| Map Reference | DOC 92-16129 |
| Instrument Date | Oct 01, 2020 |
| Instrument | 2020-00022413 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2024 |
| Title Company | NOT AVAILABLE, FTC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $337.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4 SPRUCE CT, BLOOMINGTON, IL 61704-2782 |
| Document Number | 202000022414 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 2020-00022414 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $102,565 (+15.84%) Land $20,878 Building $81,687 | $307,695 (+15.84%) Land $62,634 Building $245,061 | |
| 2024 | $7,265.00 (+3.89%) | ||
| 2023 | $6,993.00 (+3.37%) | $88,540 (+7.24%) Land $18,024 Building $70,516 | $265,620 (+7.24%) Land $54,072 Building $211,548 |
| 2022 | $6,765.00 | $82,565 Land $16,808 Building $65,757 | $247,695 Land $50,424 Building $197,271 |
Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130051032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 360 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Benton Ridge Telephone Company Fixed Wireless | 100 / 20 |
May also be available: Pavlov Media.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | BLOOMINGTON serves 79,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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