12 Split Oak Dr SW, Cartersville, GA 30120 Property Records

Bartow County property record for 12 Split Oak Dr SW, Cartersville, GA 30120

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,958 sqft · built 1994
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Last Sale	$123,700 (Jun 1994)
Tax Bill	$3,397 (2025)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C077-0003-021`

Property Details

APN / Parcel Number

Primary APN	`C077-0003-021`
Alternative APNs	`C07700003021` `37247`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,958 sqft Heated Area
1st Floor Area	1,839 sqft
Upper Floors Area	1,119 sqft
Basement Area	1,119 sqft
Unfinished Basement	1,119 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)
Garage Area	585 sqft
Porch	Porch
Porch Area	40 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	37247
Old Parcel Number	C07700003021
Street Address	12 SPLIT OAK DR SW
City	CARTERSVILLE
State	GA
Zip	30120-7423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 55 MISSION EST PT 2 LL423-424 D4
Legal Subdivision	MISSION ESTATES
Legal Block	3
Legal Lot Number	21
Jurisdiction	BARTOW GA
Township / Civil Division	CARTERSVILLE
Census Block Group	4
Census Block	4010
Census Tract	960902

Owner

12 Split Oak Dr SW is owned and occupied by two individuals who bought it in June 1994.

Source: Bartow County records, as of February 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 SPLIT OAK DR SW, CARTERSVILLE, GA 30120-7423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 1994 · Amount on File
Deed Sale	Jun 1, 1994 · Amount on File
Deed Document Number	0000830429
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARTOW GA
Property Address	12 SPLIT OAK DR SW, CARTERSVILLE, GA 30120-7423
Document Number	0030320699
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Sep 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SPLIT OAK DR SW CARTERSVILLE GA 301207423, CARTERSVILLE, GA 30120-7423

Mortgage

Document Number	0030320699
Date	Sep 10, 2018
Book Page	003032/000699

Lender

Name	SUNTRUST BK
Type	Bank
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12 Split Oak Dr SW was $3,397 with exemptions applied.

Source: Bartow County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Bartow County
Municipality	Cartersville City
Unified School District	Cartersville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,397.00 Homeowner's exemption Senior Citizen's exemption	$178,250 (-) Land $28,600 Building $149,650	$445,624 (-) Land $71,500 Building $374,124
2024	$3,397.00 (-11.12%) Homeowner's exemption	$178,250 (+0.1%) Land $28,600 Building $149,650	$445,624 (+0.1%) Land $71,500 Building $374,124
2023	$3,822.00 (+9.39%) Homeowner's exemption	$178,080 (+31.32%) Land $28,600 Building $149,480	$445,200 (+31.32%) Land $71,500 Building $373,700
2022	$3,494.00 Homeowner's exemption	$135,605 Land $22,000 Building $113,605	$339,012 Land $55,000 Building $284,012

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Split Oak Dr SW in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective April 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Split Oak Dr SW is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARTOW COUNTY serves 70,243 people · EPA ID GA0150001
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20