12 Spectrum Ct, Jackson, NJ 08527 Property Records

Ocean County and Jackson Township property record for 12 Spectrum Ct, Jackson, NJ 08527

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,826 sqft · built 2001
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Oct 2018)
Tax Bill	$16,005 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-20201-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`12-20201-0000-00024`
Alternative APNs	`12000660009000300008` `1200066090003008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,826 sqft Living Area
Gross Area	4,074 sqft
Basement Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Hip
Roof Material	Asbestos
Lot Area	43,996 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	1200066090003008
Street Address	12 SPECTRUM CT
City	JACKSON
State	NJ
Zip	08527-2914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.01 AC
Legal Subdivision	TOWNSHIP/JACKSON
Legal Block	20201
Legal Lot Number	24
Jurisdiction	OCEAN NJ
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1000
Census Tract	717502

Owner

Source: Ocean County and Jackson Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 SPECTRUM CT, JACKSON, NJ 08527-2914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage FUNDING RESOURCES MORTGAGE CORP
Oct 5, 2018	Deed, Transfer · Conventional Mortgage FUNDING RESOURCES MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2018 · Amount on Record
Deed Sale	Oct 5, 2018 · Amount on Record
Prior Sale	Jan 18, 2002 · Amount on Record
Deed Document Number	201898142
Deed Book / Page	17260 / 1191
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	12 SPECTRUM CT, JACKSON, NJ 08527-2914
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176240900
Date	Sep 30, 2019
Book Page	17624/0900
Instrument	2019097154

Lender

Name	FUNDING RESOURCES MORTGAGE CORP
Type	Mortgage Company
Address	CLIFTON, NJ 07012

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Oct 5, 2018
Property Address	12 SPECTRUM CT, JACKSON, NJ 08527-2914
Document Number	0172601191
Book / Page	17260 / 1191
Map Reference	MAP J-2960
Instrument Date	Sep 20, 2018
Instrument	2018098142
Transaction Type	Transfer
Record Updated	Nov 3, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,655.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 SPECTRUM CT, 12, JACKSON, NJ 08527-2914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SPECTRUM CT, JACKSON, NJ 08527-2914

Mortgage

Document Number	2018098143
Date	Oct 5, 2018
Instrument	2018098143

Lender

Name	FUNDING RESOURCES MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Tax Assessment & Valuation

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Jackson Township
Unified School District	Jackson Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,316,300 (+19.09%) Land $430,800 Building $885,500	$1,316,300 (+19.09%) Land $430,800 Building $885,500
2025	$16,005.00 (+18.27%)	$1,105,300 (+139.87%) Land $430,800 Building $674,500	$1,105,300 (+139.87%) Land $430,800 Building $674,500
2024	$13,533.00 (+16.22%)
2023		$460,800 Land $109,600 Building $351,200	$460,800 Land $109,600 Building $351,200
2022	$11,644.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 59% of New Jersey
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON TWP MUA serves 37,224 people · EPA ID NJ1511001
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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