10 Spectrum Ct, Jackson, NJ 08527 Property Records

Ocean County and Jackson Township property record for 10 Spectrum Ct, Jackson, NJ 08527

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,350 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,390,000 (Nov 2025)
Tax Bill	$14,095 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-20201-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`12-20201-0000-00025`
Alternative APNs	`12000660009000300009` `1200066090003009`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,350 sqft Living Area
Gross Area	3,582 sqft
Basement Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	43,560 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	1200066090003009
Street Address	10 SPECTRUM CT
City	JACKSON
State	NJ
Zip	08527-2914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.00 AC
Legal Block	20201
Legal Lot Number	25
Jurisdiction	OCEAN NJ
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1000
Census Tract	717502

Owner

Source: Ocean County and Jackson Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 SPECTRUM CT, JACKSON, NJ 08527-2914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed, Transfer · Conventional Mortgage FM HOME LOANS LLC
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIME TIME MORTGAGE
Dec 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIME TIME MORTGAGE
Dec 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Prior Sale	Dec 12, 2000 · Amount on Record
Deed Document Number	202589161
Deed Book / Page	20191 / 1186
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Nov 10, 2025
Property Address	10 SPECTRUM CT, JACKSON, NJ 08527-2914
Document Number	0201911186
Book / Page	20191 / 1186
Instrument Date	Oct 9, 2025
Instrument	2025089161
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MADISON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21,227.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1621 MARTIN RD, WALL TOWNSHIP, NJ 07753-7114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SPECTRUM CT, JACKSON, NJ 08527-2914

Mortgage

Document Number	2025089162
Date	Nov 10, 2025
Instrument	2025089162

Lender

Name	FM HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	10 SPECTRUM CT, JACKSON, NJ 08527-2914
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	OLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180761127
Date	Sep 29, 2020
Book Page	18076/1127
Instrument	2020109283

Lender

Name	PRIME TIME MORTGAGE
Type	Mortgage Company
Address	SPRINGFIELD, NJ 07081

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	10 SPECTRUM CT, JACKSON, NJ 08527-2914
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	OLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177060884
Date	Dec 5, 2019
Book Page	17706/0884
Instrument	2019124139

Lender

Name	PRIME TIME MORTGAGE
Type	Mortgage Company
Address	UNION, NJ 07083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	10 SPECTRUM CT, JACKSON, NJ 08527-2914
Document Number	0169900312
Book / Page	016990 / 000312
Instrument Date	Dec 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 15, 2018
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 SPECTRUM CT JACKSON NJ 085272914, JACKSON, NJ 08527-2914

Mortgage

Document Number	0169900312
Date	Jan 8, 2018
Book Page	016990/000312
Instrument	1884

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2048

Tax Assessment & Valuation

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Jackson Township
Unified School District	Jackson Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$973,400 (-) Land $430,400 Building $543,000	$973,400 (-) Land $430,400 Building $543,000
2025	$14,095.00 (+29.61%)	$973,400 (+139.16%) Land $430,400 Building $543,000	$973,400 (+139.16%) Land $430,400 Building $543,000
2024	$10,875.00 (+5.75%)
2023		$407,000 Land $109,500 Building $297,500	$407,000 Land $109,500 Building $297,500
2022	$10,284.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 59% of New Jersey
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON TWP MUA serves 37,224 people · EPA ID NJ1511001
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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