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12 Rivergate Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 12 Rivergate Ln, Palm Coast, FL 32164

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,045 sqft · built 2008
Lot Size0.184 acres (8,015 sqft)
OwnerTrust Name on File
Last Sale$200,000 (Jun 2014)
Tax Bill$2,476 (2025)
Deeds & MortgagesDec 2018 Sale
Flood ZoneZone X (minimal risk)
APN07-11-31-5320-00000-0530

Property Details

APN / Parcel Number

Primary APN07-11-31-5320-00000-0530

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,045 sqft Living Area
Gross Area2,894 sqft
1st Floor Area2,045 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2015
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,015 sqft (0.184 acres)
DrivewayConcrete Driveway
Driveway Area450 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address12 RIVERGATE LN
CityPALM COAST
StateFL
Zip32164-8826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERGATE PHASE TWO MB 35 PG 32 LOT 53 OR 1674/738 OR 2009/22 OR 2105/1533-RDMAN MARRO TRUST OR 2152/694-DC OR 2152/696-AFF OR 2327/102
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionRIVERGATE PHASE TWO
Legal PhaseTWO
Legal Lot Number53
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group2
Census Block2012
Census Tract60214

Owner

12 Rivergate Ln is owner-occupied and held in a trust since December 2018.

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address12 RIVERGATE LN, PALM COAST, FL 32164-8826
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2014 · Amount on File
Deed SaleJun 16, 2014 · Amount on File
Prior SaleAug 5, 2008 · Amount on File
Deed Document Number201418139
Deed Book / Page2009 / 22
Last Transfer DateDec 20, 2018
Transfer Doc0023270102
Record UpdatedJun 8, 2026

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFLAGLER FL
Recording DateDec 27, 2018
Property Address12 RIVERGATE LN, PALM COAST, FL 32164-8826
Document Number0023270102
Book / Page002327 / 000102
Instrument DateDec 20, 2018
Instrument47996
Transaction TypeTransfer
Record UpdatedJan 9, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address12 RIVERGATE LN PALM COAST FL 321648826, PALM COAST, FL 32164-8826

Tax Assessment & Valuation

The 2025 property tax bill for 12 Rivergate Ln was $2,476 with exemptions applied, up 2.5% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,476.00 (+2.48%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$219,671$325,602 Land $59,000 Building $266,602
2024$2,416.00 (+3.87%)
2023$2,326.00 (-1.36%) Homeowner's exemption Widower's exemption Additional exemption filed$207,262 (+3%)$309,967 (+2.49%) Land $59,000 Building $250,967
2022$2,358.00 Homeowner's exemption Widower's exemption Additional exemption filed$201,225$302,431 Land $59,000 Building $243,431

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Rivergate Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 41 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Rivergate Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

May also be available: Metronet.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rivergate Ln

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