Flagler County property record for 3 Rivergate Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,041 sqft · built 2008 |
| Lot Size | 0.166 acres (7,231 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $263,900 (Jan 2008) |
| Tax Bill | $1,224 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-5320-00000-0580 |
| Primary APN | 07-11-31-5320-00000-0580 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,041 sqft Living Area |
| Gross Area | 2,800 sqft |
| 1st Floor Area | 2,041 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,231 sqft (0.166 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3 RIVERGATE LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-8827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERGATE PHASE TWO MB 35 PG 32 LOT 58 OR 1639 PG 1169 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | RIVERGATE PHASE TWO |
| Legal Phase | TWO |
| Legal Lot Number | 58 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 60214 |
Source: Flagler County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 RIVERGATE LN, PALM COAST, FL 32164-8827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2008 · Amount on Record |
| Deed Sale | Jan 22, 2008 · Amount on Record |
| Deed Document Number | 20081907 |
| Deed Book / Page | 1639 / 1169 |
| Record Updated | Oct 29, 2026 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,224.00 (+7.46%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $179,675 (+5.99%) | $308,333 (+1.49%) Land $59,000 Building $249,333 |
| 2023 | $1,139.00 (-31.84%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $169,525 (+3%) | $303,815 (+2.54%) Land $59,000 Building $244,815 |
| 2022 | $1,671.00 Homeowner's exemption Additional exemption filed | $164,588 | $296,301 Land $59,000 Building $237,301 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Metronet.
5G (outdoors only) and 4G LTE
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