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12 River Dr, Ormond Beach, FL 32176 Property Records

Volusia County property record for 12 River Dr, Ormond Beach, FL 32176 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1985
Square Footage924 sqft Living Area
Lot Size6,441 sqft (0.147 acres)
OccupancyOwner Occupied
Last Sale$160,000 (2018)
Tax Bill$1,767.00 (2025)

Property Details

APN / Parcel Number

Primary APN4203-12-00-1550
Alternative APNs
  • 32140312001550
  • 3024893.0
  • 3024893

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area924 sqft Living Area
1st Floor924 sqft 1st Floor
Stories1 Stories
Primary FlooringCombination, Other Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1985
Exterior MaterialConcrete Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialComposition Shingle Roof
Lot Area6,441 sqft (0.147 acres)
Depth X Width113 ft x 57 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area200 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area80 sqft Shed
Patio Area130 sqft Patio
PorchOpen Porch
Porch Area60 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number3024893.0
Old Parcel Number32140312001550
Street Address12 RIVER DR
CityORMOND BEACH
StateFL
Zip32176-4152
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 155 ORMOND BY THE SEA PLAT 5 MB 19 PGS 56-57 INC PER OR 4593 PG 2060 PER OR 6519 PG 2678 PER OR 7503 PGS 2607-2608
Legal Range32E
Legal Township14S
Legal Section03
Legal SubdivisionORMOND
Legal Tract12
Legal Lot Number155
JurisdictionVOLUSIA FL
Minor Civil DivisionNORTH PENINSULA
Census Blockgroup3
Census Block3016
Census Tract80300

Owner

Source: Volusia County records · APN 4203-12-00-1550

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12 RIVER DR, ORMOND BEACH, FL 32176-4152
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Feb 05, 2018Warranty Deed, Transfer · Conventional Mortgage
PATRICIA ESPOSITO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 05, 2018 · Amount on Record
Deed SaleFeb 05, 2018 · Amount on Record
Prior SaleSep 19, 2000 · Amount on Record
Deed Doc Number2018-022783
Deed Book / Page7503 / 2607
Record RefreshedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address12 RIVER DR, ORMOND BEACH, FL 32176-4152
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 RIVER DR, ORMOND BEACH, FL 32176-4152

Mortgage

Document Number0079660105
DateDec 31, 2020
Book Page7966/105
Instrument2020-254548
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateFeb 05, 2018
Property Address12 RIVER DR, ORMOND BEACH, FL 32176-4152
Document Number0075032607
Book / Page007503 / 002607
Instrument DateFeb 01, 2018
Instrument22783
Transaction TypeTransfer
Record UpdatedFeb 26, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,120.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 RIVER DR ORMOND BEACH FL 321764152, ORMOND BEACH, FL 32176-4152

Mortgage

Document Number75032609
DateFeb 05, 2018
Book Page007503/002609
Instrument22784
Lender
NamePATRICIA ESPOSITO
Address23 FARRELL RD, PORTLAND, CT 06480-1319
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueFeb 04, 2021
Interest
Rate3.25%

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,767.00 (-4.59%) Homeowner's exemption Senior Citizen's exemption$166,533 (+5.99%)$231,545 (-3.81%) Land $103,267 Building $128,278
2023$1,852.00 (-21.49%) Senior Citizen's exemption$157,127 (+3%)$240,723 (+19.21%) Land $95,085 Building $145,638
2022$2,359.00 Homeowner's exemption$152,550$201,939 Land $76,181 Building $125,758

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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