12 Richards Rd, Litchfield, CT 06759 Property Records

Litchfield Town property record for 12 Richards Rd, Litchfield, CT 06759

Property Summary

Property Type	Rural Home
Details	3 bd · 3.5 ba · 2,988 sqft · built 1981
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$925,000 (Oct 2024)
Tax Bill	$14,362 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2022 Refinance + 2 more
APN	`LITC M:49 B:26 L:4`

Property Details

APN / Parcel Number

Primary APN	`LITC M:49 B:26 L:4`
Alternative APNs	`012275` `12275`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,988 sqft Living Area
Gross Area	7,407 sqft
1st Floor Area	2,021 sqft
Basement Area	2,021 sqft
Unfinished Basement	2,037 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	871,200 sqft (20 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Geothermal

Location & Zoning

Account Number	12275
Street Address	12 RICHARDS RD
City	LITCHFIELD
State	CT
Zip	06759-3700
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Block	26
Legal Lot Number	4
Jurisdiction	LITCHFIELD CT
Township / Civil Division	LITCHFIELD
Census Block Group	1
Census Block	1024
Census Tract	300500

Owner

Source: Litchfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 RICHARDS RD, LITCHFIELD, CT 06759-3700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Line of Credit WEST FARGO BANK NA
Oct 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LITCHFIELD BANCORP
Oct 3, 2024	Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Jun 27, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2024 · Amount on Record
Deed Sale	Oct 3, 2024 · Amount on Record
Prior Sale	Jun 27, 2018 · Amount on Record
Deed Document Number	20241062
Deed Book / Page	413 / 1122
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LITCHFIELD CT
Property Address	12 RICHARDS RD, LITCHFIELD, CT 06759-3700
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000420-970
Date	Mar 18, 2026
Book Page	420/970
Instrument	1866

Lender

Name	WEST FARGO BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LITCHFIELD CT
Property Address	12 RICHARDS RD, LITCHFIELD, CT 06759-3700
Transaction Type	Mortgage
Record Updated	Jul 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000405-453
Date	Oct 6, 2022
Book Page	405/453
Instrument	1475

Lender

Name	LITCHFIELD BANCORP
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2047

October 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	LITCHFIELD CT
Recording Date	Oct 3, 2024
Property Address	12 RICHARDS RD, LITCHFIELD, CT 06759-3700
Document Number	00413-1122
Book / Page	413 / 1122
Instrument Date	Oct 2, 2024
Instrument	1062
Transaction Type	Transfer
Record Updated	Jul 11, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12 RICHARDS RD, LITCHFIELD, CT 06759-3700

Mortgage

Document Number	0000001063
Date	Oct 3, 2024
Instrument	1063

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LITCHFIELD CT
Recording Date	Jun 27, 2018
Property Address	12 RICHARDS RD, LITCHFIELD, CT 06759-3700
Document Number	377-705
Book / Page	000377 / 000705
Instrument Date	Jun 26, 2018
Transaction Type	Transfer
Record Updated	Jul 30, 2018

Transaction

Amount	Amount Recorded
Tax	$890.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Litchfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Litchfield Town
Unified School District	Regional School District 20 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,362.00 (+2.92%)	$700,600 (+0.42%) Land $178,230 Building $516,010	$967,897 (+98.18%)
2025	$13,954.00	$697,690 (+54.33%) Land $181,680 Building $516,010	$488,383 Land $127,176 Building $361,207
2024	$13,954.00 (+15.6%)
2023	$12,071.00 (-0.37%)	$452,090 (-) Land $128,860 Building $323,230
2022	$12,116.00	$452,090 Land $128,860 Building $323,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable · Fiber in parts of the area	940 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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