97 Richards Rd, Litchfield, CT 06759 Property Records

Litchfield Town property record for 97 Richards Rd, Litchfield, CT 06759 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,171 sqft · built 1978
Lot Size	6.75 acres (294,030 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Jun 2019)
Tax Bill	$7,549 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Jan 2018 Mortgage
APN	`LITC M:51 B:24 L:4`

Property Details

APN / Parcel Number

Primary APN	`LITC M:51 B:24 L:4`
Alternative APNs	`006133` `6133`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,171 sqft Living Area
Gross Area	5,868 sqft
1st Floor Area	1,701 sqft
Attic	Attic
Attic Area	512 sqft
Basement Area	1,312 sqft
Unfinished Basement	1,312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	294,030 sqft (6.75 acres)
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6133
Street Address	97 RICHARDS RD
City	LITCHFIELD
State	CT
Zip	06759-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	24
Legal Lot Number	4
Jurisdiction	LITCHFIELD CT
Township / Civil Division	LITCHFIELD
Census Block Group	2
Census Block	2019
Census Tract	300500

Owner

Source: Litchfield Town records · APN LITC M:51 B:24 L:4

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	97 RICHARDS RD, LITCHFIELD, CT 06759-3701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 07, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage UNION SAVINGS BANK
Jan 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage LITCHFIELD BANCORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 07, 2019 · Amount on Record
Deed Sale	Jun 07, 2019 · Amount on Record
Deed Book / Page	382 / 86
Record Updated	Sep 20, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LITCHFIELD CT
Recording Date	Jun 07, 2019
Property Address	97 RICHARDS RD, LITCHFIELD, CT 06759-3701
Document Number	382-86
Book / Page	382 / 86
Instrument Date	Jun 05, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38288
Date	Jun 07, 2019
Instrument	382/88

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.63%
Type Change Date	Jul 01, 2026
Max Rate At Change	2.75%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LITCHFIELD CT
Property Address	97 RICHARDS RD, LITCHFIELD, CT 06759-3701
Document Number	375-778
Transaction Type	Mortgage
Record Updated	Feb 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 RICHARDS RD LITCHFIELD CT 067593701, LITCHFIELD, CT 06759-3701

Mortgage

Document Number	375-778
Date	Jan 24, 2018
Book Page	000375/000778

Lender

Name	LITCHFIELD BANCORP
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 23, 2028

Tax Assessment & Valuation

Source: Litchfield Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Litchfield Town
Unified School District	Regional School District 20 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,549.00	$377,430 (+51.69%) Land $62,830 Building $314,600	$264,201 Land $43,981 Building $220,220
2024	$7,549.00 (+13.64%)
2023	$6,643.00 (-0.37%)	$248,810 (-) Land $54,090 Building $194,720
2022	$6,668.00	$248,810 Land $54,090 Building $194,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Frontier	Fiber	7,000 / 7,000
Xfinity	Fiber	2,000 / 2,000
Optimum Communications	Cable	940 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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