12 Richard St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 12 Richard St, Passaic, NJ 07055

Property Summary

Property Type	Single Family Home
Details	1,876 sqft · built 1930
Lot Size	0.182 acres (7,945 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (May 2018)
Tax Bill	$12,067 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-03268-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`07-03268-0000-00020`
Alternative APN	`070326800020`

Interior

Stories	2 Stories
Building Area	1,876 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,945 sqft (0.182 acres)
Lot Dimensions	137 ft deep x 58 ft wide

Location & Zoning

Street Address	12 RICHARD ST
City	PASSAIC
State	NJ
Zip	07055-2632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	HILLSIDE LAND CO
Legal Block	3268
Legal Lot Number	20
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	1
Census Block	1004
Census Tract	175604

Owner

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 RICHARD ST, PASSAIC, NJ 07055-2632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2018 · Amount on Record
Deed Sale	May 18, 2018 · Amount on Record
Deed Document Number	201822283
Deed Book / Page	3312 / 90
Prior Transfer Date	May 9, 2006
Prior Transfer Doc	1231000249
Record Updated	Sep 20, 2026

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	May 18, 2018
Property Address	12 RICHARD ST, PASSAIC, NJ 07055-2632
Document Number	0000022283
Book / Page	003312 / 000090
Instrument Date	May 11, 2018
Instrument	22283
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 RICHARD ST PASSAIC NJ 070552632, PASSAIC, NJ 07055-2632

Mortgage

Document Number	22284
Date	May 18, 2018
Book Page	015024/000105
Instrument	22284

Lender

Name	MLB RESID'L LNDG
Address	SPRINGFIELD, NJ 07081

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 17, 2033

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,400 (-) Land $117,600 Building $165,800	$283,400 (-) Land $117,600 Building $165,800
2025	$12,067.00 (+3.28%)	$283,400 (-) Land $117,600 Building $165,800	$283,400 (-) Land $117,600 Building $165,800
2024	$11,684.00 (+6.15%)
2023		$283,400 Land $117,600 Building $165,800	$283,400 Land $117,600 Building $165,800
2022	$11,007.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Xfinity.

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