Dutchess County and Poughkeepsie Town property record for 12 Raker Rd, Poughkeepsie, NY 12603
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,108 sqft · built 1979 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $276,000 (May 2020) |
| Tax Bill | $13,877 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 134689-6160-04-940080-0000 |
| Primary APN | 134689-6160-04-940080-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,108 sqft Living Area |
| 1st Floor Area | 1,612 sqft |
| Basement Area | 1,496 sqft |
| Finished Basement | 1,496 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 130 ft deep x 85 ft wide |
| Garage Type | Basement |
| Porch | Open Porch |
| Porch Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 14940080 |
|---|---|
| Street Address | 12 RAKER RD |
| City | POUGHKEEPSIE |
| State | NY |
| Zip | 12603-5632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | 0.25 AC (C) 1483 0148 1237 0028 |
| Legal Subdivision | SUTTON PARK SEC 02 |
| Legal Block | 4 |
| Legal Lot Number | 940 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | POUGHKEEPSIE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 140400 |
Source: Dutchess County and Poughkeepsie Town records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 RAKER RD, POUGHKEEPSIE, NY 12603-5632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK |
| May 1, 2020 | Grant Deed, Transfer · Conventional Mortgage M&T BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2020 · Amount on Record |
| Deed Sale | May 1, 2020 · Amount on Record |
| Deed Document Number | 20202020-50722 |
| Prior Transfer Date | Jul 7, 2011 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 12 RAKER RD, POUGHKEEPSIE, NY 12603-5632 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 55092 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 55092 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Recording Date | May 1, 2020 |
| Property Address | 12 RAKER RD, POUGHKEEPSIE, NY 12603-5632 |
| Document Number | 0000050722 |
| Instrument Date | Apr 24, 2020 |
| Instrument | 50722 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,104.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 160 WARBURTON AVE YONKERS NY 107012544, YONKERS, NY 10701-2544 |
| Document Number | 50997 |
|---|---|
| Date | May 1, 2020 |
| Instrument | 50997 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 30, 2040 |
Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| County Subdivision | Poughkeepsie Town |
| Unified School District | Spackenkill Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,877.00 (+70.69%) | $410,000 (-) Land $66,900 Building $343,100 | $460,700 (+12.37%) |
| 2023 | $410,000 (+19.01%) Land $66,900 Building $343,100 | $410,000 (+19.01%) Land $66,900 Building $343,100 | |
| 2022 | $344,500 Land $60,800 Building $283,700 | $344,500 Land $60,800 Building $283,700 | |
| 2020 | $8,130.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2007) |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POUGHKEEPSIE TOWNWIDE WD serves 43,000 people · EPA ID NY1302812 |
|---|---|
| Water Source | Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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