10 Raker Rd, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie Town property record for 10 Raker Rd, Poughkeepsie, NY 12603

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,008 sqft · built 1979
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$274,000 (Oct 2003)
Tax Bill$11,444 (2025)
Deeds & MortgagesJun 2020 Loan Modification
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN134689-6160-04-943087-0000

Property Details

APN / Parcel Number

Primary APN134689-6160-04-943087-0000
Alternative APNs
  • 468900616000049430870000
  • 134689 6.160-4-943.87
  • 14943087

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,008 sqft Living Area
1st Floor Area1,308 sqft
Basement Area700 sqft
Finished Basement700 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1988
Architectural StyleRaised Ranch
Exterior MaterialWood
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions129 ft deep x 85 ft wide
Garage TypeBasement

Exterior Amenities

PorchOpen Porch
Porch Area168 sqft
Shed1 Shed
Shed Area288 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number14943087
Street Address10 RAKER RD
CityPOUGHKEEPSIE
StateNY
Zip12603-5632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal Description0.25 AC (C) 1496 0385 1491 0295
Legal Block4
Legal Lot Number943
JurisdictionDUTCHESS NY
Township / Civil DivisionPOUGHKEEPSIE
Census Block Group2
Census Block2005
Census Tract140400

Owner

10 Raker Rd is owned and occupied by two individuals who bought it in October 2003.

Source: Dutchess County and Poughkeepsie Town records, as of April 29, 2026

Owner of Record2 Individual Names on File
Mailing Address10 RAKER RD, POUGHKEEPSIE, NY 12603-5632
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2020Loan Modification, Mortgage · Conventional Mortgage
HUDSON VLY CU
Jun 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
HUDSON VLY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2003 · Amount on File
Deed SaleOct 22, 2003 · Amount on File
Prior SaleAug 20, 1996 · Amount on File
Deed Book / Page22003 / 8696
Record UpdatedOct 29, 2026

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDUTCHESS NY
Property Address10 RAKER RD, POUGHKEEPSIE, NY 12603-5632
Document Number0000002874
Instrument DateJun 26, 2020
Transaction TypeMortgage
Record UpdatedJul 30, 2020
Title CompanyNORTH RIVER ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 RAKER RD POUGHKEEPSIE NY 126035632, POUGHKEEPSIE, NY 12603-5632

Mortgage

Document Number0000002874
DateJul 2, 2020
Instrument2874
Lender
NameHUDSON VLY CU
TypeCredit Union
AddressPOUGHKEEPSIE, NY 12603
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 1, 2035
Interest
Rate TypeFixed Rate
Rate2.75%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUTCHESS NY
Property Address10 RAKER RD, POUGHKEEPSIE, NY 12603-5632
Document Number0000002873
Instrument DateJun 26, 2020
Transaction TypeMortgage
Record UpdatedJul 30, 2020
Title CompanyNORTH RIVER ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 RAKER RD POUGHKEEPSIE NY 126035632, POUGHKEEPSIE, NY 12603-5632

Mortgage

Document Number0000002873
DateJul 2, 2020
Instrument2873
Lender
NameHUDSON VLY CU
TypeCredit Union
AddressPOUGHKEEPSIE, NY 12603
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 10 Raker Rd was $11,444 with a veteran's exemption.

Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyDutchess County
County SubdivisionPoughkeepsie Town
Unified School DistrictSpackenkill Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,444.00$359,500 Land $66,900 Building $292,600$403,900
2023$359,500 (+16.16%) Land $66,900 Building $292,600$359,500 (+16.16%) Land $66,900 Building $292,600
2022$309,500 Land $60,800 Building $248,700$309,500 Land $60,800 Building $248,700
2020$9,138.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Raker Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2007)
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Raker Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOUGHKEEPSIE TOWNWIDE WD
serves 43,000 people · EPA ID NY1302812
Water SourcePurchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State InspectionDec 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Optimum
Cable
940 / 35
T-Mobile
Fixed Wireless
100 / 20

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