12 Provident Ln, Mobile, AL 36608 Property Records

Mobile County property record for 12 Provident Ln, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,840 sqft · built 1962
Lot Size	0.294 acres (12,807 sqft)
Owner	2 Individual Names on File
Last Sale	$399,900 (Oct 2021)
Tax Bill	$1,718 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022806372001015`

Property Details

APN / Parcel Number

Primary APN	`R022806372001015`
Alternative APNs	`28 06 37 2 001 015.XXX` `00552789` `552789`

Interior

Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,840 sqft Living Area
1st Floor Area	1,840 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,807 sqft (0.294 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	552789
Street Address	12 PROVIDENT LN
City	MOBILE
State	AL
Zip	36608-1588
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 SPRINGHILL CT MBK 5/319 GRT SEC 37 T4S R2W #SEC 37 T4S R2W #MP28 06 37 2 001
Legal Range	04S
Legal Township	04S
Legal Section	37
Legal Subdivision	SPRINGHILL CT
Legal Lot Number	12
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	3
Census Block	3009
Census Tract	3302

Owner

12 Provident Ln is owned and occupied by two individuals who bought it in October 2021.

Source: Mobile County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 PROVIDENT LN, MOBILE, AL 36608-1588
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jul 11, 2018	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on File
Deed Sale	Oct 29, 2021 · Amount on File
Prior Sale	Jul 11, 2018 · Amount on File
Deed Document Number	202171697
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Oct 29, 2021
Property Address	12 PROVIDENT LN, MOBILE, AL 36608-1513
Document Number	0000071697
Map Reference	MB 5 PG 319
Instrument Date	Oct 27, 2021
Instrument	2021071697
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1408 E UNION ST APT 321, 321, SEATTLE, WA 98122-4193

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12 PROVIDENT LN, MOBILE, AL 36608-1513

Mortgage

Document Number	0000071698
Date	Oct 29, 2021
Instrument	2021071698

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 11, 2018
Property Address	12 PROVIDENT LN, MOBILE, AL 36608-1513
Document Number	0000039692
Book / Page	7657 / 1173
Map Reference	MB 5 PG 319
Instrument Date	Jul 5, 2018
Instrument	2018039692
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	SURETY LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 S GEORGIA AVE, 105, MOBILE, AL 36604-2522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 PROVIDENT LN, MOBILE, AL 36608-1513

Mortgage

Document Number	0000039693
Date	Jul 11, 2018
Instrument	2018039693

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12 Provident Ln was $1,718 with a homeowner's exemption, up 5.7% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,718.00 (+5.72%) Homeowner's exemption	$27,950 (+5.51%) Land $9,100 Building $18,850	$279,500 (+5.51%) Land $91,000 Building $188,500
2024	$1,625.00 (+4.03%) Homeowner's exemption	$26,490 (+3.96%) Land $9,100 Building $17,390	$264,900 (+3.96%) Land $91,000 Building $173,900
2023	$1,562.00 (+9.85%) Homeowner's exemption	$25,480 (+9.45%) Land $9,100 Building $16,380	$254,800 (+9.45%) Land $91,000 Building $163,800
2022	$1,422.00 Homeowner's exemption	$23,280 Land $9,100 Building $14,180	$232,800 Land $91,000 Building $141,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Provident Ln in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	32 (1979–2004)
Claims Outside the SFHA	13 of 32
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Provident Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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