11 Provident Ln, Mobile, AL 36608 Property Records

Mobile County property record for 11 Provident Ln, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,604 sqft · built 2009
Lot Size	0.297 acres (12,958 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Mar 2026)
Tax Bill	$1,883 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022806372001016`

Property Details

APN / Parcel Number

Primary APN	`R022806372001016`
Alternative APNs	`28 06 37 2 001 016.XXX` `00552798` `552798`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,604 sqft Living Area
1st Floor Area	1,968 sqft
Upper Floors Area	892 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,958 sqft (0.297 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	140 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	552798
Street Address	11 PROVIDENT LN
City	MOBILE
State	AL
Zip	36608-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 SPRINGHILL CT MBK 5 P 319 #SEC 37 T4S R2W #MP28 06 37 2 001
Legal Range	04S
Legal Township	04S
Legal Section	37
Legal Subdivision	SPRINGHILL CT
Legal Lot Number	11
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	3
Census Block	3009
Census Tract	3302

Owner

11 Provident Ln is owned and occupied by an individual who bought it in March 2026.

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	11 PROVIDENT LN, MOBILE, AL 36608-1513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage WHITNEY BANK
Mar 19, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2026 · Amount on File
Deed Sale	Mar 19, 2026 · Amount on File
Prior Sale	Jul 24, 2008
Deed Document Number	202615733
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	11 PROVIDENT LN, MOBILE, AL 36608-1513
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070789
Date	Oct 27, 2021
Instrument	2021070789

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Mar 19, 2026
Property Address	11 PROVIDENT LN, MOBILE, AL 36608-1513
Document Number	0000015733
Map Reference	MB 5 PG 319
Instrument Date	Mar 18, 2026
Instrument	2026015733
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2665 ROBIN HOOD DR, MOBILE, AL 36605-3456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 PROVIDENT LN, MOBILE, AL 36608-1513

Mortgage

Document Number	0000015734
Date	Mar 19, 2026
Instrument	2026015734

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 11 Provident Ln was $1,883 with a homeowner's exemption, up 7% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,883.00 (+7.05%) Homeowner's exemption	$30,550 (+6.3%) Land $9,100 Building $21,450	$305,500 (+6.3%) Land $91,000 Building $214,500
2024	$1,759.00 (+5.65%) Homeowner's exemption	$28,740 (+6.01%) Land $9,100 Building $19,640	$287,400 (+6.01%) Land $91,000 Building $196,400
2023	$1,665.00 Homeowner's exemption	$27,110 Land $9,100 Building $18,010	$271,100 Land $91,000 Building $180,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11 Provident Ln in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	32 (1979–2004)
Claims Outside the SFHA	13 of 32
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Provident Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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