12 Providence Ct, Durham, NC 27705 Property Records

Durham County property record for 12 Providence Ct, Durham, NC 27705

Property Summary

Property TypeTownhouse
Details2 bd · 1.5 ba · 992 sqft · built 1982
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on Record
Last Sale$96,500 (Dec 2005)
Tax Bill$2,360 (2026)
Deeds & MortgagesJan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN0812-16-7960

Property Details

APN / Parcel Number

Primary APN0812-16-7960
Alternative APNs
  • 0812-16-79-6083
  • 081201167960
  • 174614

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area992 sqft Heated Area
1st Floor Area1,040 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleTownhouse
Construction TypeWood
Roof MaterialAsphalt
Lot Area2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Street Address12 PROVIDENCE CT
CityDURHAM
StateNC
Zip27705-6125
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRS-M
Legal DescriptionWALDEN POND TWNHMS/PH:05/ LT#12 TYPE-03/BN/FN/GN PL:000105-000132
Legal SubdivisionWALDEN POND TWNHMS
Legal Phase5
Legal Lot Number12
JurisdictionDURHAM NC
Township / Civil DivisionDURHAM
Census Block Group1
Census Block1003
Census Tract1706

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 PROVIDENCE CT, DURHAM, NC 27705-6125
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2005 · Amount on Record
Deed SaleDec 16, 2005 · Amount on Record
Prior SaleNov 2, 1999 · Amount on Record
Deed Book / Page5053 / 504
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address12 PROVIDENCE CT, DURHAM, NC 27705-6125
Document Number0083580032
Book / Page008358 / 000032
Instrument DateJan 29, 2018
Transaction TypeMortgage
Record UpdatedFeb 7, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 PROVIDENCE CT DURHAM NC 277056125, DURHAM, NC 27705-6125

Mortgage

Document Number0083580032
DateFeb 1, 2018
Book Page008358/000032
Instrument3508
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 31, 2048

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,360.00 (+2.52%)$232,288 (-) Land $65,000 Building $167,288$232,288 (-) Land $65,000 Building $167,288
2025$2,302.00 (+60.08%)$232,288 (+111.47%) Land $65,000 Building $167,288$232,288 (+111.47%) Land $65,000 Building $167,288
2023$1,438.00 (+2.35%)$109,843 Land $25,000 Building $84,843$109,843 Land $25,000 Building $84,843
2022$1,405.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (1981–1984)
Most Recent ClaimSep 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Google Fiber, Hotwire Communications.

Nearby Properties on Providence Ct

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