10 Providence Ct, Durham, NC 27705 Property Records

Durham County property record for 10 Providence Ct, Durham, NC 27705

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,040 sqft · built 1983
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (May 2023)
Tax Bill	$2,387 (2025)
Deeds & Mortgages	May 2023 Sale Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0812-16-7966`

Property Details

APN / Parcel Number

Primary APN	`0812-16-7966`
Alternative APNs	`0812-16-79-6698` `081201167967` `174612`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,040 sqft Heated Area
1st Floor Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Townhouse
Construction Type	Wood
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	10 PROVIDENCE CT
City	DURHAM
State	NC
Zip	27705-6125
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RS-M
Legal Description	WALDEN POND TWNHMS/PH:05/ LT#10 TYPE-25/BN/FY/GN PL:000105-000132
Legal Subdivision	WALDEN POND TWNHMS
Legal Phase	5
Legal Lot Number	10
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	1
Census Block	1003
Census Tract	1706

Owner

Source: Durham County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 PROVIDENCE CT, DURHAM, NC 27705-6125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Warranty Deed, Transfer
Jun 1, 2018	Warranty Deed, Transfer · ARM FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Jun 1, 2018 · Amount on Record
Deed Document Number	202363249
Deed Book / Page	9926 / 298
Prior Transfer Date	Jun 29, 2010
Prior Transfer Doc	0065130406
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	May 31, 2023
Property Address	10 PROVIDENCE CT, DURHAM, NC 27705-6125
Document Number	0099260298
Book / Page	9926 / 298
Map Reference	MB 105 PG 132
Instrument Date	May 31, 2023
Instrument	2023063249
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Tax	$500.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 PICONE DR, HARAHAN, LA 70123-4441

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	307 SYLVIAS CT, DURHAM, NC 27703-6764

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jun 1, 2018
Property Address	10 PROVIDENCE CT, DURHAM, NC 27705-6125
Document Number	0084360893
Book / Page	8436 / 893
Map Reference	MB105 PG132
Instrument Date	Jun 1, 2018
Instrument	2018018691
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$251.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8705 FORESTER LN, 8705, APEX, NC 27539-7965

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 PROVIDENCE CT, DURHAM, NC 27705-6125

Mortgage

Document Number	2018018692
Date	Jun 1, 2018
Instrument	2018018692

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,959 (-) Land $65,000 Building $169,959	$234,959 (-) Land $65,000 Building $169,959
2025	$2,387.00 (+2.49%)	$234,959 (+113.72%) Land $65,000 Building $169,959	$234,959 (+113.72%) Land $65,000 Building $169,959
2024	$2,329.00 (+61.74%)
2023	$1,440.00 (+2.35%)	$109,937 Land $25,000 Building $84,937	$109,937 Land $25,000 Building $84,937
2022	$1,407.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1981–1984)
Most Recent Claim	Sep 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber, Hotwire Communications.

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