12 Postman Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 12 Postman Ln, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,865 sqft · built 2003
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Jun 2023)
Tax Bill	$4,955 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7028-00330-0060`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7028-00330-0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,865 sqft Heated Area
Gross Area	2,804 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	10,019 sqft (0.23 acres)
Driveway	Driveway
Driveway Area	425 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	12 POSTMAN LN
City	PALM COAST
State	FL
Zip	32164-6716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 28 BLOCK 00033 LOT 0006 SUBDIVISION OR 172 PG 315 OR 760 PG 1323 OR 893/1820 OR 2060/1115-DC- FROUKJE OR 2
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	33
Legal Lot Number	6
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2031
Census Tract	60213

Owner

12 Postman Ln is owned by an individual who bought it in June 2023.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	11 WILSON LN, SHELTON, CT 06484-3422
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2023 · Amount on File
Deed Sale	Jun 26, 2023 · Amount on File
Prior Sale	Feb 3, 2003 · Amount on File
Deed Document Number	2023027576
Deed Book / Page	2792 / 105
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 26, 2023
Property Address	12 POSTMAN LN, PALM COAST, FL 32164-6716
Document Number	0027920105
Book / Page	2792 / 105
Map Reference	MB 9 PG 51-66
Instrument Date	Jun 9, 2023
Instrument	2023027576
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	PUBLIC TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6525 GIVEN RD, CINCINNATI, OH 45243-3328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 WILSON LN, SHELTON, CT 06484-3422

Mortgage

Document Number	0002792108
Date	Jun 26, 2023
Instrument	2792/108

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 12 Postman Ln was $4,955, up 1.1% from the year before.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,955.00 (+1.14%)	$272,662 (+1.97%) Land $53,500 Building $219,162	$272,662 (+1.97%) Land $53,500 Building $219,162
2024	$4,899.00 (+637.8%)	$267,403 (+240.32%) Land $45,500 Building $221,903	$267,403 (-1.26%) Land $45,500 Building $221,903
2023	$664.00 (-76.15%) Homeowner's exemption	$78,574 (-62.23%)	$270,805 (+2.75%) Land $44,000 Building $226,805
2022	$2,784.00 Homeowner's exemption	$208,058	$263,547 Land $43,500 Building $220,047

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Postman Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 60 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Postman Ln is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20