12 Pine Tree Rd, Mountain Top, PA 18707 Property Records

Luzerne County property record for 12 Pine Tree Rd, Mountain Top, PA 18707

Property Summary

Property Type	Single Family Home
Details	2,424 sqft · built 1970
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Dec 2008)
Tax Bill	$4,377 (2026)
Deeds & Mortgages	Jan 2026 Second Mortgage Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-L10S4-003-013`

Property Details

APN / Parcel Number

Primary APN	`20-L10S4-003-013`
Alternative APNs	`20-L10S4-003-013-000` `2000L10S4 003013`

Interior

Building Area	2,424 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Level
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Location & Zoning

Old Parcel Number	20-L10S4-003-013
Street Address	12 PINE TREE RD
City	MOUNTAIN TOP
State	PA
Zip	18707-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20-480-3-D48-4 12 PINE TREE RD
Legal Subdivision	HIGHLAND WOODS
Legal Block	3
Legal Lot Number	13
Jurisdiction	LUZERNE PA
Township / Civil Division	FAIRVIEW
Census Block Group	1
Census Block	1042
Census Tract	215501

Owner

Source: Luzerne County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 PINE TREE RD, MOUNTAIN TOP, PA 18707-1708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CITIZENS SAVINGS BANK
Mar 30, 2021	Intrafamily Transfer, Transfer
Jan 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2008 · Amount on Record
Deed Sale	Dec 16, 2008 · Amount on Record
Deed Document Number	20085850960
Deed Book / Page	3008 / 266615
Last Transfer Date	Mar 16, 2021
Transfer Doc	0000018958
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	12 PINE TREE RD, MOUNTAIN TOP, PA 18707-1708
Transaction Type	Mortgage
Record Updated	Feb 23, 2026
Title Company	UNKNOWN, TIGER ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 PINE TREE RD, MOUNTAIN TOP, PA 18707-1708

Mortgage

Document Number	0000005409
Date	Jan 30, 2026
Book Page	3026/25166
Instrument	202605409

Lender

Name	CITIZENS SAVINGS BANK
Type	Bank
Address	CLARKS SUMMIT, PA 18411

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 26, 2041

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUZERNE PA
Recording Date	Mar 30, 2021
Property Address	12 PINE TREE RD, MOUNTAIN TOP, PA 18707-1708
Document Number	0000018958
Book / Page	3021 / 79191
Instrument Date	Mar 16, 2021
Instrument	202118958
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 PINE TREE RD, MOUNTAIN TOP, PA 18707-1708

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	12 PINE TREE RD, MOUNTAIN TOP, PA 18707-1708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003295
Date	Jan 19, 2018
Book Page	3018/011746
Instrument	201803295

Lender

Name	CITIZENS SAVINGS BANK
Type	Bank
Address	CLARKS SUMMIT, PA 18411

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Luzerne County
County Subdivision	Fairview Township
Unified School District	Crestwood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,377.00 Homeowner's exemption	$206,300 (-) Land $42,000 Building $164,300
2025	$4,377.00 (+5.39%)
2024		$206,300 Land $42,000 Building $164,300
2023	$4,153.00
2009			$206,300 Land $42,000 Building $164,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1987)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1987 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 87% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW CRYSTAL LAKE private · serves 9,773 people · EPA ID PA2409003
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 40
SkyPacket Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Greenlight Networks, Verizon.

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