10 Pine Tree Rd, Mountain Top, PA 18707 Property Records

Luzerne County property record for 10 Pine Tree Rd, Mountain Top, PA 18707

Property Summary

Property Type	Single Family Home
Details	2,660 sqft · built 1970
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Oct 2018)
Tax Bill	$3,819 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-L10S4-003-012`

Property Details

APN / Parcel Number

Primary APN	`20-L10S4-003-012`
Alternative APNs	`20-L10S4-003-012-000` `2000L10S4 003012`

Interior

Stories	2 Stories
Building Area	2,660 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Location & Zoning

Old Parcel Number	20-L10S4-003-012
Street Address	10 PINE TREE RD
City	MOUNTAIN TOP
State	PA
Zip	18707-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20-480-3-D58-4 10 PINE TREE RD
Legal Block	3
Legal Lot Number	12
Jurisdiction	LUZERNE PA
Township / Civil Division	FAIRVIEW
Census Block Group	1
Census Block	1042
Census Tract	215501

Owner

Source: Luzerne County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 PINE TREE RD, MOUNTAIN TOP, PA 18707-1708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 25, 2018	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2018 · Amount on Record
Deed Sale	Oct 25, 2018 · Amount on Record
Prior Sale	Sep 22, 1995 · Amount on Record
Deed Document Number	201858123
Deed Book / Page	3018 / 202819
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	10 PINE TREE RD, MOUNTAIN TOP, PA 18707-1708
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PINE TREE RD, MOUNTAIN TOP, PA 18707-1708

Mortgage

Document Number	0000027999
Date	Apr 27, 2022
Book Page	3022/115713
Instrument	202227999

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 6, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LUZERNE PA
Recording Date	Oct 25, 2018
Property Address	10 PINE TREE RD, MOUNTAIN TOP, PA 18707-1708
Document Number	0000058123
Book / Page	3018 / 202819
Instrument Date	Oct 17, 2018
Instrument	201858123
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PINE TREE RD, MOUNTAIN TOP, PA 18707-1708

Mortgage

Document Number	0000058124
Date	Oct 25, 2018
Instrument	201858124

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Luzerne County
County Subdivision	Fairview Township
Unified School District	Crestwood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,819.00	$180,000 (-) Land $42,000 Building $138,000
2025	$3,819.00 (+5.38%)
2024		$180,000 Land $42,000 Building $138,000
2023	$3,624.00
2009			$180,000 Land $42,000 Building $138,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1987)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1987 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 88% of Pennsylvania
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW CRYSTAL LAKE private · serves 9,773 people · EPA ID PA2409003
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Service Electric Cable TV Cable	2,000 / 40
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20

May also be available: Frontier.

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