12 Peninsula Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 12 Peninsula Rd, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,505 sqft · built 2018
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Tax Bill	$17,880 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HARV M:26 B:52`

Property Details

APN / Parcel Number

Primary APN	`HARV M:26 B:52`
Alternative APNs	`M:026.0 P:0052-0000.0` `1250260005200000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,505 sqft Living Area
Gross Area	5,666 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1250260005200000
Street Address	12 PENINSULA RD
City	HARVARD
State	MA
Zip	01451-1637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	52
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	4
Census Block	4004
Census Tract	761401

Owner

Source: Worcester County and Harvard Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 PENINSULA RD, HARVARD, MA 01451-1637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2018	Deed of Trust, Mortgage · Line of Credit WORKERS CU
Nov 2, 2017	Quit Claim Deed, Mortgage WORKERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 31, 2017
Transfer Doc	0000111451
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	12 PENINSULA RD, HARVARD, MA 01451-1637
Document Number	0000113243
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 PENINSULA RD HARVARD MA 01451, HARVARD, MA 01451

Mortgage

Document Number	0000113243
Date	Nov 1, 2018
Instrument	113243

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Nov 2, 2017
Property Address	12 PENINSULA RD, HARVARD, MA 01451-1637
Document Number	0000111451
Instrument Date	Oct 31, 2017
Instrument	111451
Transaction Type	Mortgage
Record Updated	Nov 22, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 S MEADOW RDG CONCORD MA 017423051, CONCORD, MA 01742-3051

Mortgage

Document Number	111452
Date	Nov 2, 2017
Instrument	111452

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,880.00 (+4.45%)	$1,142,500 (-0.56%) Land $533,000 Building $609,500
2024	$17,119.00 (-2.97%)	$1,148,900 (+8.16%) Land $533,000 Building $615,900	$892,525
2023	$17,643.00	$1,062,200 Land $492,500 Building $569,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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