Cleveland County property record for 12 Pebble Creek Rd, Norman, OK 73072
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 6,504 sqft · built 1983 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $885,000 (Mar 2023) |
| Tax Bill | $13,614 (2025) |
| Deeds & Mortgages | May 2026 Transfer Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0041286 |
| Primary APN | R0041286 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 6,504 sqft Living Area |
| Gross Area | 7,707 sqft |
| 1st Floor Area | 3,142 sqft |
| Upper Floors Area | 367 sqft |
| Basement Area | 676 sqft |
| Finished Basement | 676 sqft |
| Sunroom | Sunroom |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Combination |
| Construction Type | Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.39 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 1,010 sqft |
| Porch | Enclosed Porch |
| Porch Area | 650 sqft |
| Patio Area | 643 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 41286 |
|---|---|
| Street Address | 12 PEBBLE CREEK RD |
| City | NORMAN |
| State | OK |
| Zip | 73072-2822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PEBBLECREEK ESTATES LOT 12 AND E25 LOT 11 BLK 1 |
| Legal Range | 03W |
| Legal Township | 09 |
| Legal Section | 22 |
| Legal Subdivision | PEBBLE CREEK EST |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 201505 |
Source: Cleveland County records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 12 PEBBLE CREEK RD, NORMAN, OK 73072-2822 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| May 11, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2023 · Amount on Record |
| Deed Sale | Mar 15, 2023 · Amount on Record |
| Prior Sale | Mar 3, 2005 · Amount on Record |
| Deed Document Number | 20236192 |
| Deed Book / Page | 6527 / 1472 |
| Prior Transfer Date | Oct 28, 2013 |
| Prior Transfer Doc | 0000046474 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | May 11, 2026 |
| Property Address | 12 PEBBLE CREEK RD, NORMAN, OK 73072-2822 |
| Document Number | 0000013265 |
| Book / Page | 6961 / 1278 |
| Instrument Date | May 1, 2026 |
| Instrument | 202613265 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 12 PEBBLE CREEK RD, NORMAN, OK 73072-2822 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Mar 15, 2023 |
| Property Address | 12 PEBBLE CREEK RD, NORMAN, OK 73072-2822 |
| Document Number | 0R20236192 |
| Book / Page | 6527 / 1472 |
| Map Reference | MB 1974 PG 923 |
| Instrument Date | Mar 3, 2023 |
| Instrument | R 2023 6192 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,327.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 PEBBLE CREEK RD, NORMAN, OK 73072-2822 |
| Document Number | 0R20236193 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | R 2023 6193 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,614.00 (+35.38%) | $113,458 (+35.48%) Land $9,600 Building $103,858 | $945,485 (+6.19%) Land $80,000 Building $865,485 |
| 2023 | $10,056.00 | $83,747 Land $7,524 Building $76,223 | $890,394 Land $80,000 Building $810,394 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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