4 Pebble Creek Rd, Norman, OK 73072 Property Records

Cleveland County property record for 4 Pebble Creek Rd, Norman, OK 73072

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 4,342 sqft · built 2015
Lot Size0.32 acres (13,939 sqft)
OwnerCompany Name on Record
Last Sale$175,000 (Dec 2014)
Tax Bill$7,962 (2025)
Deeds & MortgagesJul 2018 Loan Modification
Jan 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APNNC29PEBES 1 4001

Property Details

APN / Parcel Number

Primary APNNC29PEBES 1 4001
Alternative APNs
  • R0041279
  • 41279

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories3 Stories
Building Area4,342 sqft Living Area
Gross Area5,380 sqft
1st Floor Area2,497 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialCombination
Construction TypeSteel Frame
Roof TypeHip
Roof MaterialAsphalt
Lot Area13,939 sqft (0.32 acres)
View / LotNeighborhood
Garage TypeAttached
Garage Area1,038 sqft
PorchPorch
Porch Area309 sqft
Patio Area253 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number41279
Street Address4 PEBBLE CREEK RD
CityNORMAN
StateOK
Zip73072-2822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPEBBLECREEK ESTATES LOT 4 BLK 1 22-9-2W NW/4
Legal Range03W
Legal Township09
Legal Section22
Legal SubdivisionPEBBLE CREEK EST
Legal Block1
Legal Lot Number4
JurisdictionCLEVELAND OK
Township / Civil DivisionNORMAN
Census Block Group1
Census Block1000
Census Tract201505

Owner

Source: Cleveland County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4 PEBBLE CREEK RD, NORMAN, OK 73072-2822
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2018Loan Modification, Mortgage
OKLAHOMA ST BK
Jan 29, 2018Loan Modification, Mortgage
OKLAHOMA ST BK
Jan 30, 2017Loan Modification, Mortgage
OKLAHOMA ST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 2014 · Amount on Record
Deed SaleDec 2, 2014 · Amount on Record
Deed Document Number201443612
Deed Book / Page5365 / 367
Last Transfer DateJun 15, 2015
Transfer DocR201520790
Record UpdatedJun 8, 2026

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLEVELAND OK
Property Address4 PEBBLE CREEK RD, NORMAN, OK 73072-2822
Document Number0000025832
Instrument DateJul 27, 2018
Transaction TypeMortgage
Record UpdatedSep 5, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 PEBBLE CREEK RD NORMAN OK 730722822, NORMAN, OK 73072-2822

Mortgage

Document Number0000025832
DateAug 14, 2018
Book Page005833/001263
Instrument25832
Lender
NameOKLAHOMA ST BK
TypeBank
AddressNORMAN, OK 73072-0420
Agreement
AmountAmount Recorded

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLEVELAND OK
Property Address4 PEBBLE CREEK RD, NORMAN, OK 73072-2822
Document Number0000007888
Instrument DateJan 29, 2018
Transaction TypeMortgage
Record UpdatedMar 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 PEBBLE CREEK RD NORMAN OK 730722822, NORMAN, OK 73072-2822

Mortgage

Document Number0000007888
DateMar 19, 2018
Book Page005779/001101
Instrument7888
Lender
NameOKLAHOMA ST BK
TypeBank
AddressNORMAN, OK 73072-0420
Agreement
AmountAmount Recorded
Term12 Months
DueMar 18, 2019

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLEVELAND OK
Property Address4 PEBBLE CREEK RD, NORMAN, OK 73072-2822
Document Number0000003695
Book / Page005642 / 001418
Instrument DateJan 30, 2017
Transaction TypeMortgage
Record UpdatedMar 3, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 817 NORMAN OK 730700817, NORMAN, OK 73070-0817

Mortgage

Document Number0000003695
DateFeb 6, 2017
Book Page005642/001418
Instrument3695
Lender
NameOKLAHOMA ST BK
TypeBank
AddressNORMAN, OK 73072-0420
Agreement
AmountAmount Recorded
Term12 Months
DueFeb 5, 2018

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictNorman Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,962.00 (+6.13%) Homeowner's exemption$67,343 (+6.09%) Land $7,490 Building $59,853$719,253 (+3.23%) Land $80,000 Building $639,253
2023$7,502.00 Homeowner's exemption$63,477 Land $7,288 Building $56,189$696,721 Land $80,000 Building $616,721

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAN UTILITIES AUTHORITY
serves 104,868 people · EPA ID OK1020801
Water SourceSurface water
Last State InspectionSep 2022
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
OEC Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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