12 Palmas Dr, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 12 Palmas Dr, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,898 sqft · built 2003
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Oct 2018)
Tax Bill	$5,235 (2025)
Deeds & Mortgages	Jun 2026 Sale Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`461-01-03-0079`

Property Details

APN / Parcel Number

Primary APN	`461-01-03-0079`
Alternative APN	`1911524028`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,898 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	12 PALMAS DR
City	SURFSIDE BEACH
State	SC
Zip	29575-3866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OCEAN BREEZES @ S B; LOT 2
Legal Subdivision	OCEAN BREEZES AT SURFSIDE
Legal Lot Number	2
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	3
Census Block	3007
Census Tract	51202

Owner

12 Palmas Dr is owned by an individual who acquired it in August 2025.

Source: Horry County records, as of February 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1682 SHETLAND LN, ROCK HILL, SC 29730-4998
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Warranty Deed, Transfer
Oct 2, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 5, 2018	Warranty Deed, Transfer · Conventional Mortgage SOUTH ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2018 · Amount on File
Deed Sale	Oct 5, 2018 · Amount on File
Prior Sale	Sep 19, 2013 · Amount on File
Deed Book / Page	4147 / 2669
Last Transfer Date	Aug 7, 2025
Transfer Doc	0049841622
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Jun 1, 2026
Property Address	12 PALMAS DR, SURFSIDE BEACH, SC 29575-3866
Document Number	0000058513
Book / Page	5085 / 2079
Instrument Date	May 27, 2026
Instrument	202658513
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1682 SHETLAND LN, ROCK HILL, SC 29730-4998

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	12 PALMAS DR, SURFSIDE BEACH, SC 29575-3866
Document Number	6293/2440
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 PALMAS DR SURFSIDE BEACH SC 295753866, SURFSIDE BEACH, SC 29575-3866

Mortgage

Document Number	6293/2440
Date	Nov 16, 2020
Book Page	006293/002440

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Oct 5, 2018
Property Address	12 PALMAS DR, SURFSIDE BEACH, SC 29575-3866
Document Number	4147/2669
Book / Page	004147 / 002669
Instrument Date	Oct 3, 2018
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,314.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1164 KIMBRELL RD FORT MILL SC 297159717, FORT MILL, SC 29715-9717

Mortgage

Document Number	6031/0723
Date	Oct 5, 2018
Book Page	006031/000723

Lender

Name	SOUTH ST BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12 Palmas Dr was $5,235.

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Surfside Beach Town
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,235.00		$495,944 (-) Land $227,250 Building $268,694
2024	$5,235.00 (+8.23%)	$29,757 (+42.26%) Land $13,635 Building $16,122	$495,944 (+42.26%) Land $227,250 Building $268,694
2023	$4,837.00	$20,918 Land $6,548 Building $14,370	$348,630 Land $109,130 Building $239,500
2021	$4,774.00	$20,918 Land $6,548 Building $14,370	$348,630 Land $109,130 Building $239,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Palmas Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 68 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Palmas Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile.

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