10 Palmas Dr, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 10 Palmas Dr, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,391 sqft · built 2003
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Apr 2021)
Tax Bill	$5,488 (2025)
Deeds & Mortgages	Apr 2021 Sale Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`461-01-03-0078`

Property Details

APN / Parcel Number

Primary APN	`461-01-03-0078`
Alternative APN	`1911524029`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,391 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	22 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	10 PALMAS DR
City	SURFSIDE BEACH
State	SC
Zip	29575-3866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OCEAN BREEZES @ S B; LOT 1
Legal Subdivision	OCEAN BREEZES AT SURFSIDE BEACH
Legal Lot Number	1
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	3
Census Block	3007
Census Tract	51202

Owner

10 Palmas Dr is owned by an individual who bought it in April 2021.

Source: Horry County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	800 DYLAN DR, HUNTINGTON, WV 25701-8505
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Warranty Deed, Transfer
Aug 13, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
May 29, 2018	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2021 · Amount on File
Deed Sale	Apr 6, 2021 · Amount on File
Prior Sale	Aug 13, 2020 · Amount on File
Deed Book / Page	4406 / 440
Prior Transfer Date	Nov 21, 2005
Prior Transfer Doc	3018/0956
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Apr 6, 2021
Property Address	10 PALMAS DR, SURFSIDE BEACH, SC 29575-3866
Document Number	44060440
Book / Page	4406 / 440
Instrument Date	Apr 5, 2021
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 DYLAN DR, HUNTINGTON, WV 25701-8505

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Aug 13, 2020
Property Address	10 PALMAS DR, SURFSIDE BEACH, SC 29575-3866
Document Number	4334/0623
Book / Page	004334 / 000623
Instrument Date	Aug 12, 2020
Transaction Type	Transfer
Record Updated	Apr 28, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,351.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PALMAS DR SURFSIDE BEACH SC 295753866, SURFSIDE BEACH, SC 29575-3866

Mortgage

Document Number	6251/1484
Date	Aug 13, 2020
Book Page	006251/001484

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	May 29, 2018
Property Address	10 PALMAS DR, SURFSIDE BEACH, SC 29575-3866
Document Number	4111/0131
Book / Page	004111 / 000131
Instrument Date	May 29, 2018
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,439.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PALMAS DR SURFSIDE BEACH SC 295753866, SURFSIDE BEACH, SC 29575-3866

Mortgage

Document Number	5992/3303
Date	May 29, 2018
Book Page	005992/003303

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10 Palmas Dr was $5,488, down 3.7% from the year before.

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Surfside Beach Town
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,488.00 (-3.69%)		$420,720 (-) Land $229,050 Building $191,670
2024	$5,698.00 (+8.24%)	$25,243 (+17.74%) Land $13,743 Building $11,500	$420,720 (+17.74%) Land $229,050 Building $191,670
2023	$5,264.00	$21,440 Land $6,602 Building $14,838	$357,330 Land $110,030 Building $247,300
2021	$4,890.00	$21,440 Land $6,602 Building $14,838	$357,330 Land $110,030 Building $247,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 Palmas Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 68 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Palmas Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile.

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