Clay County property record for 12 Mill St, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,120 sqft · built 2024 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $10,000 (Aug 2022) |
| Tax Bill | $1,846 (2026) |
| Deeds & Mortgages | Aug 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 555012963686 |
| Primary APN | 555012963686 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,120 sqft Heated Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 21,780 sqft (0.5 acres) |
| Account Number | 621290000 |
|---|---|
| Street Address | 12 MILL ST |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-6282 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILL STREET |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HAYESVILLE |
| Census Block Group | 2 |
| Census Block | 2071 |
| Census Tract | 950202 |
12 Mill St is owned by two individuals who bought it in August 2022.
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 58 MILL ST, HAYESVILLE, NC 28904-6282 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2022 · Amount on File |
| Deed Sale | Aug 15, 2022 · Amount on File |
| Prior Sale | Sep 6, 2016 · Amount on File |
| Deed Document Number | 20222168 |
| Deed Book / Page | 467 / 180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Aug 15, 2022 |
| Property Address | 12 MILL ST, HAYESVILLE, NC 28904-6282 |
| Document Number | 000467/180 |
| Book / Page | 467 / 180 |
| Instrument Date | Aug 4, 2022 |
| Instrument | 2022002168 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $20.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 63 GENEVA ST # 201, 201, BATH, NY 14810-1211 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1435, MURPHY, NC 28906-1435 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Municipality | Hayesville Town |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,846.00 (+49.47%) | $380,800 (+114.29%) Land $29,300 Building $351,500 | $380,800 (+114.29%) Land $29,300 Building $351,500 |
| 2025 | $1,235.00 (+691.67%) | $177,700 (+689.78%) Land $22,500 Building $155,200 | $177,700 (+689.78%) Land $22,500 Building $155,200 |
| 2023 | $156.00 | $22,500 Land $22,500 | $22,500 Land $22,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Mill St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jan 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Mill St is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY CO WATER & SEWER DISTRICT serves 1,965 people · EPA ID NC0122010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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