83 Mill St, Hayesville, NC 28904 Property Records

Clay County property record for 83 Mill St, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,188 sqft · built 1930
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$123,000 (Aug 2018)
Tax Bill	$723 (2026)
Deeds & Mortgages	Mar 2018 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`555012967688`

Property Details

APN / Parcel Number

Primary APN	`555012967688`
Alternative APN	`616630000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Building Area	1,188 sqft Heated Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Account Number	616630000
Street Address	83 MILL ST
City	HAYESVILLE
State	NC
Zip	28904-6282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 & P/O LOT 7
Legal Subdivision	W H MCCLURE ANNEX
Legal Lot Number	6,7
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	2
Census Block	2071
Census Tract	950202

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	83 MILL ST, HAYESVILLE, NC 28904-6282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2018	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Mar 11, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Aug 2, 2018	Warranty Deed, Transfer ARNOLD E KLOOCK ETUX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2018 · Amount on Record
Deed Sale	Aug 2, 2018 · Amount on Record
Prior Sale	Jul 14, 2014 · Amount on Record
Deed Document Number	20181724
Deed Book / Page	422 / 126
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	83 MILL ST, HAYESVILLE, NC 28904-6282
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00L14/0032
Date	Mar 22, 2018
Book Page	L14/0032
Instrument	2018000580

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	HAYESVILLE, NC 28904

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	83 MILL ST, HAYESVILLE, NC 28904-6282
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000F15/13
Date	Mar 11, 2020
Book Page	F15/13
Instrument	2020000551

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Apr 1, 2046

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Aug 2, 2018
Property Address	83 MILL ST, HAYESVILLE, NC 28904-6282
Document Number	00422/0126
Book / Page	422 / 0126
Instrument Date	Jul 25, 2018
Instrument	2018001724
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	83 MILL ST, HAYESVILLE, NC 28904-6282

Mortgage

Document Number	2018001725
Date	Aug 2, 2018
Instrument	2018001725

Lender

Name	ARNOLD E KLOOCK ETUX
Type	Private Party

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Municipality	Hayesville Town
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$723.00 (+22.75%)	$149,200 (+75.94%) Land $12,900 Building $136,300	$149,200 (+75.94%) Land $12,900 Building $136,300
2025	$589.00	$84,800 (-) Land $9,900 Building $74,900	$84,800 (-) Land $9,900 Building $74,900
2023	$589.00	$84,800 Land $9,900 Building $74,900	$84,800 Land $9,900 Building $74,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jan 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY CO WATER & SEWER DISTRICT serves 1,965 people · EPA ID NC0122010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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