Cheshire County and Winchester Town property record for 12 Mechanic St, Winchester, NH 03470
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 2 ba · 2,104 sqft · built 1890 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Company Name on File |
| Last Sale | $240,000 (Jun 2026) |
| Tax Bill | $1,919 (2024) |
| Deeds & Mortgages | Jan 2022 Refinance Jun 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000513156 |
| Primary APN | 000513156 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 2,104 sqft Living Area |
| Gross Area | 3,903 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Multi-Family |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 1,742 sqft (0.04 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 12 MECHANIC ST |
|---|---|
| City | WINCHESTER |
| State | NH |
| Zip | 03470-2416 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | CENTRA |
| Legal Block | 58 |
| Jurisdiction | WINCHESTER TOWN NH |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 971700 |
12 Mechanic St, a residential property, is owned by a company that bought it in June 2026.
Source: Cheshire County and Winchester Town records, as of August 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 12 MECHANIC ST, WINCHESTER, NH 03470-2416 |
| Owner Type | Company |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Jun 12, 2026 | Deed of Trust · Second Mortgage (Down Payment) ALABAMA HSNG FINANCIAL AUTH |
| Jun 12, 2026 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Jun 12, 2026 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on File |
| Deed Sale | Jun 12, 2026 · Amount on File |
| Prior Sale | Dec 15, 2014 · Amount on File |
| Deed Document Number | 2026386 |
| Deed Book / Page | 3351 / 1337 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER TOWN NH |
| Property Address | 12 MECHANIC ST, WINCHESTER, NH 03470-2416 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0003197-39 |
|---|---|
| Date | Jan 5, 2022 |
| Book Page | 3197/39 |
| Instrument | 2200155 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER TOWN NH |
| Recording Date | Jun 12, 2026 |
| Property Address | 12 MECHANIC ST, WINCHESTER, NH 03470-2416 |
| Document Number | 03351-1364 |
| Book / Page | 3351 / 1364 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20264388 |
| Record Updated | Aug 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000004388, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 3351/1364 |
| Instrument | 20264388 |
| Name | ALABAMA HSNG FINANCIAL AUTH |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINCHESTER TOWN NH |
| Recording Date | Jun 12, 2026 |
| Property Address | 12 MECHANIC ST, WINCHESTER, NH 03470-2416 |
| Document Number | 0000004386 |
| Book / Page | 3351 / 1337 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 20264386 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 MECHANIC ST, WINCHESTER, NH 03470-2416 |
| Date | Jun 12, 2026 |
|---|
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINCHESTER TOWN NH |
| Recording Date | Jun 12, 2026 |
| Property Address | 12 MECHANIC ST, WINCHESTER, NH 03470-2416 |
| Document Number | 03351-1337 |
| Book / Page | 3351 / 1337 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 2026386 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 MECHANIC ST, WINCHESTER, NH 03470-2416 |
| Date | Jun 12, 2026 |
|---|
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Cheshire County and Winchester Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Cheshire County |
| County Subdivision | Winchester Town |
| Elementary School District | Winchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2024 | $1,919.00 (-7.65%) | $65,600 (-) Land $16,500 Building $49,100 |
| 2023 | $2,078.00 (+10.36%) | $65,600 (-) Land $16,500 Building $49,100 |
| 2022 | $1,883.00 | $65,600 Land $16,500 Building $49,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12 Mechanic St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1984–2023) |
| Most Recent Claim | Jul 2023 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Mechanic St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of New Hampshire |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHESTER WATER DEPT serves 2,800 people · EPA ID NH2531010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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