26 Mechanic St, Winchester, NH 03470 Property Records

Cheshire County and Winchester Town property record for 26 Mechanic St, Winchester, NH 03470

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,092 sqft · built 1800
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$377,000 (Jul 2026)
Tax Bill	$1,547 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WNCH M:00028 B:000062 L:000000`

Property Details

APN / Parcel Number

Primary APN	`WNCH M:00028 B:000062 L:000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,092 sqft Living Area
Gross Area	4,362 sqft

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	26 MECHANIC ST
City	WINCHESTER
State	NH
Zip	03470-2416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES-S
Legal Block	62
Jurisdiction	WINCHESTER TOWN NH
Township / Civil Division	WINCHESTER
Census Block Group	4
Census Block	4018
Census Tract	971700

Owner

26 Mechanic St is owned by two individuals who bought it in July 2026.

Source: Cheshire County and Winchester Town records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	249 MARLBORO ST, KEENE, NH 03431-4160
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Warranty Deed, Transfer · Conventional Mortgage EMM LOANS LLC
Jan 11, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage KJA CAPITAL LLC
Apr 28, 2022	Warranty Deed, Transfer
Jul 16, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2026 · Amount on File
Deed Sale	Jul 22, 2026 · Amount on File
Prior Sale	Jan 11, 2024 · Amount on File
Deed Document Number	20265660
Deed Book / Page	3356 / 878
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER TOWN NH
Recording Date	Jul 22, 2026
Property Address	26 MECHANIC ST, WINCHESTER, NH 03470-2416
Document Number	0000005660
Book / Page	3356 / 878
Instrument Date	Jul 21, 2026
Instrument	20265660
Transaction Type	Transfer
Record Updated	Aug 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	249 MARLBORO ST, KEENE, NH 03431-4160

Mortgage

Date	Jul 22, 2026

Lender

Name	EMM LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.52%
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER TOWN NH
Recording Date	Jan 11, 2024
Property Address	26 MECHANIC ST, WINCHESTER, NH 03470-2416
Document Number	003267-903
Book / Page	3267 / 903
Instrument Date	Jan 11, 2024
Instrument	2400240
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 BIBLE HILL RD, FRANCESTOWN, NH 03043-3328

Mortgage

Document Number	0002400241
Date	Jan 11, 2024
Instrument	2400241

Lender

Name	KJA CAPITAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER TOWN NH
Recording Date	Apr 28, 2022
Property Address	26 MECHANIC ST, WINCHESTER, NH 03470-2416
Document Number	003210-670
Book / Page	3210 / 670
Instrument Date	Apr 22, 2022
Instrument	2203952
Transaction Type	Transfer
Record Updated	May 11, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 OXBOX RD #3 # 3, 3, HINSDALE, NH 03451-2004

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER TOWN NH
Recording Date	Jul 16, 2021
Property Address	26 MECHANIC ST, WINCHESTER, NH 03470-2416
Document Number	003172-346
Book / Page	3172 / 346
Instrument Date	Jul 15, 2021
Instrument	2107671
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 SPRUCE ST, MANCHESTER, NH 03103-4222

Tax Assessment & Valuation

Source: Cheshire County and Winchester Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Winchester Town
Elementary School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$1,547.00 (-11.04%)	$52,900 (-3.64%) Land $29,400 Building $23,500
2023	$1,739.00 (+8.42%)	$54,900 (-1.79%) Land $29,400 Building $25,500
2022	$1,604.00	$55,900 Land $29,400 Building $26,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 26 Mechanic St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1984–2023)
Most Recent Claim	Jul 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Mechanic St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 2,800 people · EPA ID NH2531010
Water Source	Groundwater
Last State Inspection	Aug 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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