12 Maple St, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 12 Maple St, Ramsey, NJ 07446

Property Summary

Property Type	Commercial
Details	3,513 sqft · built 1910
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual on Record
Last Sale	$357,000 (Nov 2017)
Tax Bill	$17,386 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-02912-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`48-02912-0000-00022`
Alternative APN	`480291200022`

Interior

Stories	2 Stories
Building Area	3,513 sqft Total Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12 MAPLE ST
City	RAMSEY
State	NJ
Zip	07446-1830
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B1
Legal Description	0.230AC
Legal Block	2912
Legal Lot Number	22
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	3
Census Block	3001
Census Tract	44201

Owner

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	12 MAPLE ST, RAMSEY, NJ 07446-1830
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Nov 21, 2017	Deed, Transfer
Feb 23, 2017	Grant Deed, Transfer RIZZO LIVING TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2017 · Amount on Record
Deed Sale	Nov 21, 2017 · Amount on Record
Prior Sale	Feb 23, 2017 · Amount on Record
Deed Document Number	20178801101
Deed Book / Page	2790 / 97
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	12 MAPLE ST, RAMSEY, NJ 07446-1830
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 MAPLE ST, RAMSEY, NJ 07446-1830

Mortgage

Document Number	0045411445
Date	Jan 19, 2022
Book Page	4541/1445
Instrument	2022007546

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Sep 1, 2051

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 21, 2017
Property Address	12 MAPLE ST, RAMSEY, NJ 07446-1830
Document Number	0027900097
Book / Page	2790 / 097
Instrument Date	Oct 16, 2017
Instrument	17-088011.01
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 MAPLE ST, RAMSEY, NJ 07446-1830

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 23, 2017
Property Address	12 MAPLE ST, RAMSEY, NJ 07446-1830
Document Number	0025430678
Book / Page	002543 / 000678
Instrument Date	Jan 27, 2017
Transaction Type	Transfer
Record Updated	Apr 5, 2017
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	821 BELMONT AVE NORTH HALEDON NJ 075082305, NORTH HALEDON, NJ 07508-2305

Mortgage

Document Number	25430688
Date	Feb 23, 2017
Book Page	002543/000688

Lender

Name	RIZZO LIVING TRUST (PT)
Address	821 BELMONT AVE, NORTH HALEDON, NJ 07508-2305

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$860,000 (+1.85%) Land $382,500 Building $477,500	$860,000 (+1.85%) Land $382,500 Building $477,500
2025	$17,386.00 (+12.39%)	$844,400 (+54.03%) Land $371,300 Building $473,100	$844,400 (+54.03%) Land $371,300 Building $473,100
2024	$15,470.00 (+7.59%)
2023		$548,200 Land $290,600 Building $257,600	$548,200 Land $290,600 Building $257,600
2022	$14,379.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

12 Maple St, Ramsey, NJ 07446 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Maple St

Nearby Streets

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