Worcester County and Westborough Town property record for 12 Lyons St, Westborough, MA 01581
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 2.5 ba · 2,808 sqft · built 2000 |
| Lot Size | 0.258 acres (11,252 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $13,560 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WBOR M:0035 B:000126 L:0 |
| Primary APN | WBOR M:0035 B:000126 L:0 |
|---|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 16 Rooms |
| Stories | 2 Stories |
| Building Area | 2,808 sqft Living Area |
| Gross Area | 5,112 sqft |
| Basement Area | 1,180 sqft |
| Unfinished Basement | 1,180 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,252 sqft (0.258 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 12 LYONS ST |
|---|---|
| City | WESTBOROUGH |
| State | MA |
| Zip | 01581-1737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 126 |
| Jurisdiction | WESTBOROUGH MA |
| Township / Civil Division | WESTBOROUGH |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 761200 |
Source: Worcester County and Westborough Town records · APN WBOR M:0035 B:000126 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 LYONS ST, WESTBOROUGH, MA 01581-1737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2022 | Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FEDERAL CREDIT UNION |
| Sep 11, 2018 | Deed of Trust, Mortgage · ARM CENTRAL ONE FCU |
| Sep 03, 2019 | Deed of Trust, Mortgage · Balloon Mortgage CENTRAL ONE FEDERAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Property Address | 12 LYONS ST, WESTBOROUGH, MA 01581-1737 |
| Transaction Type | Mortgage |
| Record Updated | Sep 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 068112-274 |
|---|---|
| Date | Aug 24, 2022 |
| Book Page | 68112/274 |
| Instrument | 93130 |
| Name | CENTRAL ONE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Property Address | 12 LYONS ST, WESTBOROUGH, MA 01581-1737 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 59383-267 |
|---|---|
| Date | Sep 11, 2018 |
| Book Page | 59383/267 |
| Instrument | 95604 |
| Name | CENTRAL ONE FCU |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Property Address | 12 LYONS ST, WESTBOROUGH, MA 01581-1737 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 60984-308 |
|---|---|
| Date | Sep 03, 2019 |
| Book Page | 60984/308 |
| Instrument | 89443 |
| Name | CENTRAL ONE FEDERAL CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
Source: Worcester County and Westborough Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Westborough Town |
| Unified School District | Westborough School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,560.00 (+7.23%) | $832,400 (+8.02%) Land $314,000 Building $518,400 | $946,295 (-1.09%) |
| 2024 | $12,646.00 (+5.35%) | $770,600 (+8.11%) Land $279,100 Building $491,500 | $956,745 |
| 2023 | $12,004.00 | $712,800 Land $263,300 Building $449,500 |
Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 66 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WESTBOROUGH WATER DEPARTMENT serves 21,567 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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